27 07, 2018

5 Excuses Singaporeans Give For Not Starting a Budget

2018-07-27T13:18:58+08:00July 27th, 2018|Categories: Finance, Personal Finance|Tags: , , |

It has been said that a strong building cannot have a weak base. The same goes for personal finances. In case the basis on which your personal financing is based is weak, there is a greater chance that you will live from paycheck to paycheck or become an obligation. A budget is a basis on which your financial achievement is based. However, [...]

13 07, 2018

10 Financial Breakthrough Before You Reach 35

2018-07-13T17:33:50+08:00July 13th, 2018|Categories: Finance, Personal Finance, Saving Tips|Tags: , , |

They say that there is no place like home, and yes, there really is. You can not find the warmth of the family and the world without a home. Money Lenders and independent financial institutions are the most visible and active sources of all mortgages. What they offer is access to various financing programs that can also be useful for [...]

6 07, 2018

Are You Saving Enough For Retirement?

2018-07-06T11:42:00+08:00July 6th, 2018|Categories: Finance, Personal Finance|Tags: , , , |

With so many uncertainties in Singapore today, I'd like to focus on a few key points that hold true in any economic conditions in regard to retirement savings: · How much do you need when you retire? · Your company's matching contribution · Additional ways you can save for retirement How much do you need when you retire? A recent [...]

22 06, 2018

How to Live Debt-Free and Enjoy Life

2018-06-27T11:49:41+08:00June 22nd, 2018|Categories: Finance, Personal Finance, Saving Tips|Tags: , , , |

Everybody on the planet would love to know how to live debt free and appreciate life. I know I settled on wrong choices and hurried buys during that time of my marriage and I wasn't right thusly, however, did it at any rate. By doing as such and making the wrong budgetary moves I did only place myself in more [...]

19 06, 2018

Stop Yourself From Drowning In Debt

2018-06-21T14:17:12+08:00June 19th, 2018|Categories: Finance, Loan Singapore, Personal Finance|

Some Singaporeans do not have the capacity of covering five hundred dollars crisis cost from funds due to their low income personal loan. These kinds of details make it simple to perceive in what way numerous fall into difficult budgetary circumstances each year. A huge number of Singaporeans record chapter 11 consistently, setting their accounts to zero pulverizing their credit [...]

8 06, 2018

12 Habits You Can Learn From Debt Free People

2018-06-13T11:48:35+08:00June 8th, 2018|Categories: Finance, Personal Finance|Tags: , |

June retail deals gave customers, and market analysts alike expectation in a generally battling economy peppered with high joblessness. Monetary rebounds don't need to be limited to occasions alone. Here are some approaches to industriously bring down debt and increment individual pay and work alternatives. 1) Pay more than the base Visa payment due every month Paying the base and [...]

1 06, 2018

Are You Obsessed with Money Savings?

2018-06-01T18:19:30+08:00June 1st, 2018|Categories: Loan Singapore, Personal Finance, Saving Tips|Tags: , |

We all have heard about the fact that earning money is a far more sophisticated skill than spending it. Agreed, earning takes blood, sweat, tears and everything that you can sacrifice to get it. But there is one more thing, which is just as important and every professional knows that but still tends to ignore it. Saving Money, that’s right, so simple, yet so difficult. Saving [...]

25 05, 2018

12 Essential Financial Lessons Every Child Must Learn

2018-05-25T12:29:22+08:00May 25th, 2018|Categories: General Tips, Personal Finance|Tags: , , |

Financial fidelity is something that should be learned at an early age. The economic chasm that exists between the so-called Haves and Have nots exist foundationally and primarily because of the lack of knowledge – specifically financial knowledge. How can a person know what to do with money if they do not know anything about money or how money works? Indeed, [...]

18 05, 2018

Do You Spend with Debit or Credit Cards?

2018-05-18T17:53:08+08:00May 18th, 2018|Categories: Credit Cards, Finance, Personal Finance|Tags: , |

Paying with plastic is simple, yet it's critical to pick the correct sort of plastic. You can utilize both check cards and Visas for nearly anything: ordinary spending, shopping on the web, and notwithstanding paying bills. Be that as it may, which sort of card is ideal? Charge cards have a few points of interest over platinum cards — especially [...]

11 05, 2018

Use Tech-Savvy Ways to Save on Car Expenses

2018-05-15T11:56:25+08:00May 11th, 2018|Categories: Car Rental Service, Finance, Personal Finance|Tags: , , |

Car purchasing has become expensive. The long term car rental or mortgage payment may only exceed one's car payment without mentioning other expenses that you incur in the entire period like the cost of the gas, maintenance, insurance and the other things that accompany the automobile ownership. However, some efforts have been put in place to ensure that you can [...]

4 05, 2018

Living With No Debt and No Credit Score

2018-05-04T16:41:09+08:00May 4th, 2018|Categories: Credit Cards, Loan Singapore, Personal Finance|Tags: , , , |

The life is possible without debts as well. The debts are however also necessary in the life and people consider it a very necessary thing in life. Many are there who simply hate the idea of the borrowing money and in return paying the interest rate to them. Life without the debt is indeed an easy thing. You can make your life easier by [...]

20 04, 2018

Baby Step-By-Step Guide To Saving $10,000 A Year

2018-04-20T11:26:45+08:00April 20th, 2018|Categories: Personal Finance, Saving Tips|Tags: , |

One of the hardest disciplines there are in today's world is learning how to save money. For many people, it is essential that they find ways. While there are many things that can be done to reach their budget goals, learning how to do it better is always needed. These are things that can help you accomplish your goals and [...]

13 04, 2018

Renting in Singapore: What Expats Should Really Know

2018-04-13T12:06:05+08:00April 13th, 2018|Categories: Loan Singapore, Personal Finance|Tags: , , |

A lot of us are choosing to leave the comfort of their own homes to experience living overseas. One of the reasons for doing so is if you want to look for a better quality of life, best schools and greater working opportunities. One should be ready not just physically but also emotionally and financially. Slight to drastic change can be experienced with cultures, beliefs [...]

5 04, 2018

Retirement Planning: Don’t Waste Time and Start Early

2018-10-16T19:36:01+08:00April 5th, 2018|Categories: Licensed Money Lender, Personal Finance|Tags: , |

Be it if you are currently in your 30s or 40s, you may have considered planning for your retirement or putting aside some savings to help you stay afloat in case of an emergency. Not every one is hardworking to plan early and some might not have the ability to do so and eventually turn to licensed money lenders such as [...]

23 03, 2018

3 Basic Steps To Get Your Lovely House in Singapore

2018-03-27T13:17:00+08:00March 23rd, 2018|Categories: Loan Singapore, Personal Finance|Tags: , |

Buying a house can be a big headache these days as it does not go as well as you think. You plan to buy it for years and also save money. But as you get closer to your saving target, the prices of well-developed and considerable houses increase a bit more. This causes a lot of trouble and even if [...]

16 03, 2018

Did Your Credit Card Application Get Rejected?

2018-05-16T19:00:23+08:00March 16th, 2018|Categories: Credit Cards, Personal Finance|Tags: , |

Many people have questions when they apply for a credit card - which is the best for me? How do they decide to give me a credit card? Why do they need to know all these things about me? What does it mean to be pre-approved? What could make the card company such as DBS, UOB, OCBC, CitiBank, Standard Chartered [...]

1 03, 2018

Why Do Young Singaporeans Have Credit Card Debt?

2018-03-08T10:55:55+08:00March 1st, 2018|Categories: Licensed Money Lender, Personal Finance, Saving Tips|Tags: , |

Not every person who piles on Visa unpaid liability does as such with reckless spending. A few people see card expand by not understanding their credit terms or following their installments and loan fees. Others keep running into money-related issues that require expanded utilization of plastic. Understanding components that can make your obligation rise will enable you to maintain a [...]

20 02, 2018

How Do You Introduce The Essence of Budgeting to Your Spouse

2018-06-13T11:45:43+08:00February 20th, 2018|Categories: Personal Finance|Tags: |

It’s a typically hot summer afternoon and you are sitting in your living room, looking over all the unpaid bills and overdue credit cards. It’s at this point you decide enough is enough. It’s time to get ahead of your finances. Unfortunately, your significant other doesn’t quite agree and would rather just look for other licensed money lenders in Singapore [...]

9 02, 2018

Guidelines on Better Loan Management

2018-02-09T17:08:30+08:00February 9th, 2018|Categories: Loan Singapore, Personal Finance|Tags: , |

You may be willing to start a business and you may face a challenge of raising the capital to start your. The only option that you be left is that of looking a loan. In many cases it is not easy to get a loan in Singapore sometimes you get rejections each time that you apply. After you receive a loan [...]

6 02, 2018

How Do You Tackle The Single’s Penalty

2018-02-07T10:15:20+08:00February 6th, 2018|Categories: Personal Finance|Tags: |

Until now, you might have been enjoying your single life, being proud of your independence, living carefree and thinking that you have all the money in the world since you do not have anyone else to spend it on. But the sad truth is that you are unknowingly paying the single’s penalty without even realizing it. For example, If you [...]

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