29 12, 2017

What Most Singaporeans Think About Getting Loans

2018-05-16T19:05:55+08:00December 29th, 2017|Categories: Licensed Money Lender, Loan Singapore, Personal Loan|Tags: , |

At one point or the other you may need to take up a loan to sort some financial issues. These loans may range from those used to finance a study program (study loan), a loan to purchase a new car, loan to build or purchase a house or personal loan to sort out some personal financial issues. People attach more [...]

12 12, 2017

Collation of the Best Personal Loans 2017

2017-12-13T02:08:08+08:00December 12th, 2017|Categories: Loan Singapore, Money Lender Singapore, Personal Loan|Tags: , , |

When financial crises strike, some people rely on a licensed money lender in Singapore for a source of extra funds. Whether you approach banks or money lenders Singapore, local citizens or PRs often go to for their financial concerns, you have to do your homework and look for one with the most competitive rates and reasonable repayment terms. After all, [...]

1 12, 2017

Should You Get a Personal Loan for Your Business?

2017-12-12T03:33:52+08:00December 1st, 2017|Categories: Licensed Money Lender, Loan Singapore, Personal Loan|Tags: , , |

You may have dreams of owning a business, yet you are not sure about the available funds to you right now. There may be some cash in the bank, but at the same time, it is impractical to simply exhaust all of these just for the sake of getting your business up and running. There is the risk of losing [...]

28 11, 2017

Lesson 101: Personal Loan in Singapore

2017-12-12T03:31:04+08:00November 28th, 2017|Categories: Licensed Money Lender, Loan Singapore, Personal Loan|Tags: , , |

Nothing in life can be always be predictable. Sometimes, just when we think everything is all planned out, little surprises tend to come our way. There are instances when there is a need for extra money to cover these emergency expenses, which can be very stressful if there is no easy access for such. Thus, the search for fast cash [...]

7 11, 2017

5 Common Reasons Why Singaporeans Take Personal Loans

2017-10-23T17:52:24+08:00November 7th, 2017|Categories: General Tips, Personal Loan|Tags: , |

It is not surprising anymore to know of a friend or a family member who decides to approach a licensed moneylender or bank to take out a personal loan. In fact, this has been quite a common practice in Singapore, and there are times when it may even be a practical solution to a tough financial crisis. If you want to [...]

10 10, 2017

Personal Loan: Approval Checklist You Must Have

2017-10-14T22:59:10+08:00October 10th, 2017|Categories: FAQs, Personal Loan, Personal Loan Singapore|Tags: , , |

When tough financial situations arise, this can cause you so much stress and anxiety. There is the concern on where to find a reliable source of extra funds, which of course, you need to get fast. After all, your expenses and unpaid bills cannot wait any longer. Otherwise, you run the risk of enduring massive penalties and fees for delayed [...]

17 08, 2017

Start Early Retirement Planning

2017-09-11T11:45:35+08:00August 17th, 2017|Categories: General Tips, Personal Finance, Personal Loan, Personal Loan Singapore|

Don't you just wish you could enjoy your life even before you hit old age? This is why planning for retirement is a practical and smart way to go during your 30s or 20s. Some people tell themselves that they just want to have the time for themselves before they reach the conventional retirement age, which means planning for their [...]

11 08, 2017

6 Tips To Save On Your Air Ticket 

2019-01-29T18:36:08+08:00August 11th, 2017|Categories: General Tips, Loan Singapore, Personal Finance, Personal Loan, Personal Loan Singapore|

Whether you are travelling for business or leisure, one of your goals is to have some savings on your plane flights. After all, this gives you a chance to enjoy your trip while getting the most out of every dollar you put in for your air fare. In the end, it is indeed a win-win situation that you should never [...]

19 05, 2017

What is Payday Loan And what exactly are Payday Loan Lenders?

2017-09-05T23:17:01+08:00May 19th, 2017|Categories: FAQs, Licensed Money Lender, Money Lender Singapore, Money Lenders, Payday Loan, Personal Finance, Personal Loan, Personal Loan Singapore|

They say money makes the world go round. At first, I doubted the significance of the line for it appeared too straight-forward and arrogant. But come to think of it, it's really true regardless of how you look at it. Money is vital and most often than not, we run short of it. What exactly do you do when you [...]

16 05, 2017

A Short Guide if you need a Legal Loan for Low Income

2017-09-11T11:41:12+08:00May 16th, 2017|Categories: General Tips, Licensed Money Lender, Money Lender Singapore, Payday Loan, Personal Finance, Personal Loan|

Singapore is a first world country in Asia. It is known for having an affluent and progressive society where most of its residents live fairly comfortable lives. Despite this, there are many low income earners in the country and many of them live on a day to day basis. These low income earners may not even be holding a permanent [...]

4 10, 2016

Millenials Beware! – 5 Tactics Loan Sharks are trying today which can truly engulf you in further debt.

2017-08-28T23:50:59+08:00October 4th, 2016|Categories: Loan Singapore, Money Lender Singapore, Personal Finance, Personal Loan|Tags: , , |

Loan sharks in Singapore, as well as worldwide, have kept up with scammy tactics when dealing with borrowers. For those who are in need of quick cash, watch out for some of these trick tactics they are employing today. Technology changes and improvement also means more ways criminals can get to your finances. With unlicensed lenders running rampant, there are [...]

26 08, 2016

Home Loans in Singapore – Special Features That Will Allow You to Save Money

2017-08-07T20:02:56+08:00August 26th, 2016|Categories: Loan Singapore, Personal Finance, Personal Loan|Tags: , |

When researching home loans in Singapore, you may find yourself overwhelmed at the options available, and concerned about the rates that you will have to pay on the loan. Purchasing a home is an exceptionally large financial commitment – probably the largest that you will personally make over the course of your lifetime. As a result of this fact, it [...]

8 02, 2015

Things to Consider When Choosing a Credible Licensed Money Lender in Singapore

2017-05-14T15:47:21+08:00February 8th, 2015|Categories: Licensed Money Lender, Money Lender Singapore, Personal Loan|Tags: , , |

You have loads of bills piling up, emergency expenses to settle, and yet, you barely have enough resources to pay all of these. To make things worse, no one among your friends or family members can lend you some money for debt payments. If this is the kind of situation you are in, how can you possibly get through this [...]

7 12, 2014

Legal Loan Singapore – What to Consider Before Applying for Loans?

2017-09-11T11:45:52+08:00December 7th, 2014|Categories: Loan Singapore, Personal Finance, Personal Loan, Personal Loan Singapore|Tags: , , |

You are probably wondering if you should opt for a legal loan, particularly when you have several bills to pay without sufficient cash at hand. However, before you decide to consult a legal loan Singapore company and send in your application form, you need to consider your circumstances. For instance, do you have any existing assets, an active credit or [...]

20 07, 2014

What are the fees that moneylenders can charge?

2017-05-14T15:47:22+08:00July 20th, 2014|Categories: FAQs, Licensed Money Lender, Loan Singapore, Money Lenders, Personal Finance, Personal Loan|Tags: |

There are six different types of fees that moneylenders are allowed to charge their clients, which is applicable beginning June 1, 2012 (according to IPTO). These fees including the following: For late payment of interest or principal amount loaned For any changes in the loan contract terms made upon request For dishonoured cheques you have issued For failed GIRO deduction [...]

18 07, 2014

What factors to take into account before I consider applying for a loan?

2017-05-14T15:47:22+08:00July 18th, 2014|Categories: FAQs, Licensed Money Lender, Personal Finance, Personal Loan|Tags: , , , |

Before you decide to take out a loan, you should keep these essential aspects in mind: Prior to choosing the best moneylender, make it a point to study your options including different financial assistance programs provided by government agencies. It may also help to contact these agencies directly, so you can learn more about the available schemes offered. The licensed [...]

14 07, 2014

FAQs for Borrowers

2018-12-10T17:16:09+08:00July 14th, 2014|Categories: FAQs, Licensed Money Lender, Personal Finance, Personal Loan|Tags: |

With effect from 1 October 2015, the maximum interest rate moneylenders can charge is 4% per month. This cap applies regardless of the borrower’s income and whether the loan is an unsecured or secured one. An upfront administrative fee of not more than ten per cent (10%) of loan principal is applicable. For secured loans, you [...]

11 07, 2014

Licensed Money Lender vs Banks

2017-05-14T15:47:22+08:00July 11th, 2014|Categories: Licensed Money Lender, Personal Finance, Personal Loan|Tags: , , , |

In the current world, there are money lenders who are licensed by the registry of money lenders. The registry requires money lenders who are abiding by the money lenders act and rules. In fact, the fees charged, interests rates a lender can charge and the lending amounts limit are some of the things which are determine by the registry. The [...]

11 07, 2014

10 Types of loans Available You Can Obtain and Their Benefits

2017-10-27T10:33:37+08:00July 11th, 2014|Categories: Loan Singapore, Personal Loan, Personal Loan Singapore|Tags: , , , , , , |

When it comes to borrowing money in Singapore, there are different types of loans you can take out and this makes choosing the right kind a bit difficult if you don't know their uses. With that being said, below we're going to focus on offering you more information about the various types of loans in Singapore available from legal lenders [...]