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Credit Hub Capital Pte. Ltd.

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List of Licensed Moneylenders in Singapore

[Updated: 1st January, 2020]

To make it hassle-free and quick way of finding all approved private licensed money lenders in Singapore, we have consolidated the list in an easy and searchable manner for borrowers. The following is the list of updated valid licensed money lenders in Singapore as at 1st January, 2020, based on the complete list in PDF published on Ministry of Law website. Please feel free to contact us if there is any changes or if you spot any mistakes in this list.

Please Note: The Ministry of Law Singapore has implemented strict rules and regulations. To complete the loan process from Licensed Moneylenders, you are required to visit their official approved physical address as stated below. If you ever receive any loan offers via WhatsApp or SMS or FaceBook from any people claiming to be one of the licensed money lenders as stated in the list below and request to meet at other locations or willing to direct transfer money to your bank account without meet you in person. Please ignore them or report them to this Hotline at 1800-924-5664 (1800-X-AH-LONG) as they should be unlicensed/illegal money lenders aka loansharks.

Read This: To learn more about The Difference Between Licensed Moneylenders vs. Loan Sharks

Licensed Moneylenders Authorised by Ministry of Law Singapore

Licensed Moneylenders Listing Updated: 1st January, 2020

S/No.Moneylender NameBusiness AddressLicence No.TelephoneWebsite
1Crawfort Pte. Ltd.1, North Bridge Road,
#01-35, High Street Centre,
Singapore 179094
97/201967778080https://crawfort.com
2Credit Hub Capital Pte. Ltd.190, Middle Road,
#10-01A, Fortune Centre,
Singapore 188979
139/201963385115http://www.credithubcapital.sg
3Credit Excel Capital Pte. Ltd.192, Waterloo Street,
#6F-03-05, Sky Line Building,
Singapore 187966
123/201963370055http://www.creditexcel.sg
41 2 Lend Pte. Ltd.101, Upper Cross Street,
#01-24, People'S Park Centre,
Singapore 058357
95/201964930160http://www.12lend.com.sg
5101 Credit Pte. Ltd.101, Upper Cross Street,
#01-24, People'S Park Centre,
Singapore 058357
35/201962381018http://www.101personalloan.com.sg
61133 Moneylenders Pte. Ltd.262, Balestier Road,
#01-02, Okio,
Singapore 329714
120/201965561133http://www.1133moneylenders.sg
71Ap Capital Pte. Ltd.10, Anson Road,
#01-38A, International Plaza,
Singapore 079903
84/201965335335-
81St Capital Pte. Ltd.304, Orchard Road,
#04-1A/2, Lucky Plaza,
Singapore 238863
4/201967347700http://www.1stcapital.com.sg
91St Credit Sg Pte. Ltd.149, Rochor Road,
#01-07, Fu Lu Shou Complex,
Singapore 188425
112/201962665422http://www.moneylenderhub.com
101St Lg Credit Pte. Ltd.304, Orchard Road,
#02-29, Lucky Plaza,
Singapore 238863
79/201962996654http://www.moneylenderpro.com
11365 Credit Solutions Pte Ltd14, Scotts Road,
#03-64, Far East Plaza,
Singapore 228213
12/201962225500http://www.365credit.com.sg
1296Bm Credit Pte. Ltd.302, Ubi Avenue 1,
#01-31,
Singapore 400302
70/201962935851-
13A1 Credit Sg Pte. Ltd.2, Havelock Road,
#02-08, Havelock2,
Singapore 059763
17/201963360833http://www.a1credit.sg
14Abi Credit Pte Ltd185, Toa Payoh Central,
#01-320,
Singapore 310185
13/201963379719http://www.abicredit.sg
15Abk Leasing Pte. Ltd.13, North Bridge Road,
#01-3984, Golden Beach Vista,
Singapore 190013
88/201962242224-
16Abm Creditz Singapore Pte.
Ltd.
1, Park Road,
#01-12, People'S Park Complex,
Singapore 059108
69/201967373392http://www.abmcreditz.com.sg
17Accredit Pte. LimitedI:
503, Tampines Central 1,
#01-315,
Singapore 520503
Ii:
1187, Upper Serangoon Road,
#01-15, The Midtown,
Singapore 533971
Iii:
18, Jalan Membina,
#01-04, Tiong Bahru Court,
Singapore 164018
Iv:
743, Yishun Avenue 5,
#01-548, Nee Soon Central Spring,
Singapore 760743
51/201962192662http://www.accreditloan.com
18Advance Cash Credit Pte. Ltd.304, Orchard Road,
#04-12/13, Lucky Plaza,
Singapore 238863
82/201962500848http://www.advancecashcreditonline.com.sg
19Advance Planners Credit Sg
Pte. Ltd.
220, Orchard Road,
#01-08, Midpoint Orchard,
Singapore 238852
83/201962351788http://www.bestmoneylender.sg
20Aero Credit Pte. Ltd.810, Geylang Road,
#02-15, City Plaza,
Singapore 409286
96/201968412136http://www.aerocredit.com.sg
21Ak Credit Corporation Pte.
Ltd.
2, Havelock Road,
#01-16, Havelock2,
Singapore 059763
155/201965359989http://www.akcredit.com.sg
22Akb Credit Pte. Ltd.69, Jalan Besar,
Singapore 208815
75/201962386116-
23Alles Autos Credit Pte. Ltd.133, New Bridge Road,
#01-34, Chinatown Point,
Singapore 059413
121/201965330300http://www.allesautoscredit.com
24Alpha 8 Pte. Ltd.449, Clementi Avenue 3,
#01-265,
Singapore 120449
67/201967333081http://www.alpha8credit.sg
25Andal Enterprise Pte. Ltd.50, Tagore Lane,
#04-11A2, Entrepreneur Centre,
Singapore 787494
62/201969705602-
26Ar Creditz Pte. Ltd.2, Havelock Road,
#01-21, Havelock2,
Singapore 059763
113/201964633302-
27Art Credit Pte. Ltd.238A, Serangoon Road,
#02,
Singapore 218085
68/201962922448-
28Avis Credit (Sg) Pte. Ltd.185, Toa Payoh Central,
#01-344,
Singapore 310185
59/201968832017-
29Ban King Credit (S) Pte. Ltd.705, Ang Mo Kio Avenue 8,
#01-2563,
Singapore 560705
80/201967437701http://www.sgmoneylender.sg
30Best Credit Sg Pte. Ltd.372, Bukit Batok Street 31,
#01-374, (Level 2),
Singapore 650372
137/201962725538http://www.bestcredit.sg
31Bliss Credit Pte. Ltd.11, Collyer Quay,
#03-24, The Arcade,
Singapore 049317
148/201963271334http://www.blisscredit.com.sg
32Bst Credit Pte. Ltd.131, Jurong Gateway Road,
#01-251,
Singapore 600131
149/201962991782http://www.bstcredit.com.sg
33Btb Creditz Pte. Ltd.810, Geylang Road,
#01-05/14, City Plaza,
Singapore 409286
114/201967487875http://www.btbcreditz.com.sg
34Bugis Credit Pte Ltd470, North Bridge Road,
#02-12, Bugis Cube,
Singapore 188735
31/201963459123http://www.reliablemoneylender.sg
35Capital Funds Investments
Pte. Ltd.
65, Ubi Crescent,
#06-07, Hola Centre,
Singapore 408559
165/201962817736http://www.loancfi.com
36Cash Check Singapore Pte.
Ltd.
726, Ang Mo Kio Avenue 6,
#01-4166,
Singapore 560726
122/201965381742http://www.cashcheck.com.sg
37Cash Direct Pte. Ltd.1187, Upper Serangoon Road,
#01-16, The Midtown,
Singapore 533971
101/201966351300http://www.cashdirect.sg
38Cash Mart Pte. Ltd.277, Balestier Road,
Singapore 329726
182/201963974111http://www.cashmart.sg
39Cashmax Credit Pte. Ltd.810, Geylang Road,
#01-56, City Plaza,
Singapore 409286
78/201962215480https://www.cashmax.com.sg
40Credit 21 Pte. Ltd.10, Anson Road,
#01-07, International Plaza,
Singapore 079903
38/201962211811http://www.credit21.com.sg
41Credit 89 (Sg) Pte. Ltd.200, Jalan Sultan,
#04-21B, Textile Centre,
Singapore 199018
179/201963980909-
42Credit Assist Pte. Ltd.101, Upper Cross Street,
#01-15, People'S Park Centre,
Singapore 058357
25/201965678869-
43Credit Culture Pte. Ltd.9, Craig Road,
#02-01,
Singapore 089669
57/201969217300http://www.creditculture.sg
44Credit Empire Enterprise Pte.
Ltd.
304, Orchard Road,
#02-103, Lucky Plaza,
Singapore 238863
36/201967337018http://www.creditempire.sg
45Credit King Pte. Ltd.101, Upper Cross Street,
#01-27, (Part)& #B1-49 People'S Park
Centre,
Singapore 058357
39/201962221788-
46Credit Matters Pte. Ltd.801, Geylang Road,
#02-01,
Singapore 389681
98/201966363233http://www.creditmatters.com.sg
47Credit Thirty3 Pte. Ltd.304, Orchard Road,
#02-88, Lucky Plaza,
Singapore 238863
1/202062922931http://www.creditthirty3.com.sg
48Credit Xtra Pte. Ltd.101, Upper Cross Street,
#01-05C, People'S Park Centre,
Singapore 058357
102/201963388829http://www.creditxtra.com.sg
49Creditmaster Pte. Ltd.1, Park Road,
#01-50, People'S Park Complex,
Singapore 059108
40/201967481338http://www.creditmaster.sg
50Dio Credit Pte. Ltd.810, Geylang Road,
#01-115/6, City Plaza,
Singapore 409286
150/201963966215http://www.diocredit.com.sg
51Elite Investment & Credit Pte.
Ltd.
799, Geylang Road,
#01-01,
Singapore 389680
89/201967411998http://www.eliteloans.com.sg
52Empire Global Pte. Ltd.513, Bishan Street 13,
#01-514,
Singapore 570513
41/201962591883http://www.applypersonalloans.sg
53Emvertex Credit (Sg) Pte. Ltd.200, Jalan Sultan,
#02-33, Textile Centre,
Singapore 199018
151/201962916868http://www.emvertexcredit.com
54Excel Credit (Pte.) Ltd.Blk 449, Clementi Avenue 3,
#01-241, (Plot B),
Singapore 120449
7/201962202937http://www.excelcredit.sg
55Ez Loan Pte. Ltd.I:
3, Beach Road,
#01-4853, Beach Road Gardens,
Singapore 190003
Ii:
1, Tanjong Pagar Plaza,
#02-09,
Singapore 082001
21/201962222529http://www.ezloan.com.sg
56Ez Pte. Ltd.765, Geylang Road,
Singapore 389663
22/201964400822http://www.ezmoneylender.com.sg
57Fast Money Pte. Ltd.I:
101, Yishun Avenue 5,
#01-39,
Singapore 760101
Ii:
505, Tampines Central 1,
#01-341,
Singapore 520505
143/201962244749http://www.fastmoney.com.sg
58Fong Chin Capital Pte. Ltd.129, Bedok North Street 2,
#01-42,
Singapore 460129
124/201964455022http://www.fongchincapital.com.sg
59Fortune Credit Pte. Ltd.470, North Bridge Road,
#02-01A, Bugis Cube,
Singapore 188735
49/201967771887http://www.fortunecredit.com.sg
60Gain Credit Pte. Ltd.807, Yishun Ring Road,
#01-4197,
Singapore 760807
172/201964380113https://gaincredit.co
61Galaxy Credit And
Investments Pte Ltd
709, Ang Mo Kio Avenue 8,
#01-2595,
Singapore 560709
181/201964382322http://www.galaxycredit.com.sg
62Gm Creditz Pte. Ltd.111, North Bridge Road,
#01-41, Peninsula Plaza,
Singapore 179098
115/201965881886http://www.gmcreditz.com
63Gold Allianze Capital Private
Limited
1, Rochor Canal Road,
#01-03, Sim Lim Square,
Singapore 188504
42/201963386956http://www.goldallianze.com.sg
64Golden Credit (S) Pte. Ltd.101, Upper Cross Street,
#01-05F, People'S Park Centre,
Singapore 058357
43/201962241300http://www.goldencredit.com.sg
65Goldstar Credit Pte. Ltd.I:
183, Toa Payoh Central,
#01-254,
Singapore 310183
Ii:
1187, Upper Serangoon Road,
#01-21, The Midtown,
Singapore 533971
144/201963840088http://www.goldstarcredit.co
66Gs Credit Pte. Ltd.1, Gateway Drive,
#06-08, Westgate,
Singapore 608531
125/201965630321http://www.jurongmoneylender.sg
67Gt Credit Pte. Ltd.178, Toa Payoh Central,
#01-202,
Singapore 310178
11/201967428154http://www.gtcredit.com.sg
68Gv Credit Pte Ltd101, Joo Chiat Road,
Gv Building,
Singapore 427395
126/201963450233-
69Happy Cash Pte. Ltd.465, North Bridge Road,
#01-5083,
Singapore 191465
28/201962914312http://www.88personalloansingapore.com
70Hersing Credit Pte Ltd21, Tampines Street 92,
#05-00, H C Design Centre,
Singapore 528891
127/201962722000-
71Hhl Credit Pte. Ltd.1, Rochor Canal Road,
#01-04, Sim Lim Square,
Singapore 188504
24/201967321998https://hhlcreditpl.com
72Hms Credit Pte Ltd189, Selegie Road,
#B1-11, Selegie Centre,
Singapore 188332
103/201963339061-
73Horison Credit Pte. Ltd.1, Park Road,
#01-15, People'S Park Complex,
Singapore 059108
58/201968442902-
74Hs Credit Pte. Ltd.3, Coleman Street,
#04-32, Peninsula Shopping
Complex,
Singapore 179804
87/201963377782-
75Hup Hoe Credit Pte. Ltd.1, Rochor Canal Road,
#01-01, Sim Lim Square,
Singapore 188504
116/201962549441http://www.huphoecredit.com.sg
76I-Credit Pte. Ltd.82, Lorong 23 Geylang,
#05-02, Atrix,
Singapore 388409
117/201962225222http://www.icredit.com.sg
77Ifs Consumer Services
Private Limited
10, Eunos Road 8,
#09-04, Singapore Post Centre,
Singapore 408600
110/201963030306https://www.fridayfinance.sg
78Ignis Montis Pte. Ltd.704, Ang Mo Kio Avenue 8,
#01-2545,
Singapore 560704
91/201967896653-
79Ip Credit Pte. Ltd.185, Toa Payoh Central,
#01-332,
Singapore 310185
99/201962228993-
80Jd Credit Pte. Ltd.531, Upper Cross Street,
#01-38, Hong Lim Complex,
Singapore 050531
44/201962927717http://www.jdcredit.com.sg
81Jefflee Credit Pte. Ltd.131, Jurong Gateway Road,
#01-261,
Singapore 600131
128/201965155969http://www.jeffleecredit.com.sg
82Jml Credit Pte. Ltd.756, Upper Serangoon Road,
#04-13, Upper Serangoon Shopping
Centre,
Singapore 534626
65/201962821135-
83Jnb Credit Pte. Ltd.175, Bencoolen Street,
#01-25, Burlington Square,
Singapore 189649
92/201965541857-
84Jothi Moneylender Pte. Ltd.5001, Beach Road,
#07-63, Golden Mile Complex,
Singapore 199588
94/201962982511-
85Jr Credit (S) Pte. Ltd.304, Orchard Road,
#02-14, Lucky Plaza,
Singapore 238863
33/201967373022http://www.jrcredit.sg
86Kaiiron Pte. Ltd.111, North Bridge Road,
#05-15A, Peninsula Plaza,
Singapore 179098
86/201962621813-
87Karthik Money Lending Pte.
Ltd.
238, Serangoon Road,
Singapore 218085
61/201962918194-
88Katong Credit Pte. Ltd.304, Orchard Road,
#02-30/31, Lucky Plaza,
Singapore 238863
16/201962912210http://www.katongcredit.com.sg
89Kbb Credit Sd Private Limited111, North Bridge Road,
#01-35, Peninsula Plaza,
Singapore 179098
145/201962556998http://www.kbbcredit.sg
90Khalon & Gill Moneylenders
Pte. Ltd.
1, North Bridge Road,
#B1-25-A, High Street Centre,
Singapore 179094
152/201963921251-
91Kim Eng Finance (Singapore)
Pte Ltd
50, North Canal Road,
#03-01,
Singapore 059304
104/201962315219-
92Kr Rm Ramasamy Pte. Ltd.238A, Serangoon Road,
Singapore 218085
170/201962925506-
93Kst Credit Pte. Ltd.220, Orchard Road,
#01-01, Midpoint Orchard,
Singapore 238852
105/201962555225http://www.kstcredit.com.sg
94Lending Bee Pte. Ltd.I:
14, Scotts Road,
#02-44/45, Far East Plaza,
Singapore 228213
Ii:
190, Lorong 6 Toa Payoh,
#01-548,
Singapore 310190
Iii:
213, Bedok North Street 1,
#01-111,
Singapore 460213
Iv:
135, Jurong Gateway Road,
#01-335,
Singapore 600135
54/201962428733http://www.lendingbee.com.sg
95Lian Fong Capital Pte. Ltd.96, Jalan Jurong Kechil,
Singapore 598599
147/201964683948-
96Magnus Credit Pte. Ltd.301, Ubi Avenue 1,
#01-279,
Singapore 400301
30/201963389891http://www.magnuscredit.com.sg
97Majestic Credit Pte. Ltd.101, Upper Cross Street,
#01-26B/G, People'S Park Centre,
Singapore 058357
6/201967772772http://www.majesticcredit.com.sg
98Max Credit Pte. Ltd.1, Sophia Road,
#01-15, Peace Centre,
Singapore 228149
106/201963364144http://www.maxcredit.sg
99Mm Credit Pte. Ltd.217, Bedok North Street 1,
#01-63,
Singapore 460217
8/201962262207http://www.mmcredit.com.sg
100Monetium Credit (S) Pte. Ltd.10, Jalan Besar,
#01-01, Sim Lim Tower,
Singapore 208787
177/201967777775http://www.monetiumcredit.com.sg
101Moneyplus Capital Pte. Ltd.371, Beach Road,
#01-03, City Gate,
Singapore 199597
23/201965519052http://www.moneyplus.com.sg
102Motor-Way Credit Pte Ltd1094, Lower Delta Road,
Motorway Building,
Singapore 169205
129/201964662200-
103Mwa Capital Pte. Ltd.3, Phillip Street,
#13-01, Royal Group Building,
Singapore 048693
141/201965572275-
104New Era Credit (S) Pte. Ltd.50, East Coast Road,
#02-58, Roxy Square,
Singapore 428769
107/201963458801-
105Oasis Credit Services Pte.
Ltd.
442, Clementi Avenue 3,
#01-87,
Singapore 120442
56/201967771121-
106On Line Credit Pte LtdBlk 210, New Upper Changi Road,
#01-731, (Half Portion Only),
Singapore 460210
29/201964459166http://www.onlinecredit.com.sg
107Orange Credit Pte. Ltd.810, Geylang Road,
#01-91, City Plaza,
Singapore 409286
81/201967482320http://www.orangecredit.com.sg
108Ot Credit Pte. Ltd.135, Jurong Gateway Road,
#01-323,
Singapore 600135
118/201962920119-
109Phillip Credit Pte. Ltd.250, North Bridge Road,
#06-00, Raffles City Tower,
Singapore 179101
130/201968127072-
110Pit-Stop Credit (Sg) Pte. Ltd.200, Jalan Sultan,
#02-27A, Textile Centre,
Singapore 199018
64/201962971909-
111Pl Credit Pte. Ltd.77, High Street,
#09-15, High Street Plaza,
Singapore 179433
72/201966816494-
112Platinum Credit Pte. Ltd.1, Coleman Street,
#01-11, The Adelphi,
Singapore 179803
140/201963330888http://www.platinumcredit.com.sg
113Power Credit Enterprise Pte.
Ltd.
1, Tras Link,
#01-11, Orchid Hotel,
Singapore 078867
169/201962865389http://www.powercreditsg.com
114Pr Vr Capital Pte. Ltd.77, High Street,
#09-15, High Street Plaza,
Singapore 179433
71/201963380807-
115Prime Motor & Leasing Pte.
Ltd.
61, Ubi Avenue 2,
#01-03, Automobile Megamart,
Singapore 408898
131/201967419292-
116Prosper Credit Pte. Ltd.186, Toa Payoh Central,
#01-420,
Singapore 310186
108/201962262320-
117Qiannow Pte. Ltd.60, Paya Lebar Road,
#07-32, Paya Lebar Square,
Singapore 409051
111/201963878623-
118Quick Credit Pte Ltd2, Jurong East Street 21,
#04-01A, Imm Building,
Singapore 609601
34/201968996188http://www.quickcredit.com.sg
119Quickloan Pte. Ltd.10, Anson Road,
#01-15, International Plaza,
Singapore 079903
63/201962231788http://www.quickloan.com.sg
120Qv Credit Pte. Ltd.175A, Bencoolen Street,
#11-08, Burlington Square,
Singapore 189650
100/201968357775http://www.qvcredit.sg
121R2D Credit Pte. Ltd.Blk 846, Yishun Ring Road,
#01-3661,
Singapore 760846
14/201966351595http://www.r2dcredit.com.sg
122Rjs Credit Pte. Ltd.77, High Street,
#04-06, High Street Plaza,
Singapore 179433
66/201963394022-
123Rm Credit Pte. Ltd.2, Havelock Road,
#01-17, Havelock2,
Singapore 059763
175/201962355335http://www.rmcredit.com.sg
124Rm R Credit Pte. Ltd.29A, Upper Dickson Road,
Singapore 207488
60/201963960676-
125S G Credit Pte. Ltd.33D, Benoi Road,
#03-00, Pioneer Lot,
Singapore 627788
109/201962615044-
126S P Credit Pte. Ltd.43A, Campbell Lane,
#02-00,
Singapore 209915
53/201962916396-
127S.E. Investment Pte. Ltd.100, Eunos Avenue 7,
#03-25, San Teh Industrial Building,
Singapore 409572
160/201965693957http://www.seinvestment.com.sg
128Sands Credit Pte. Ltd.175, Bencoolen Street,
#01-06, Burlington Square,
Singapore 189649
142/201962250268http://www.sandscredit.com.sg
129Sgp Credit Singapore Pte.
Ltd.
133, Jurong Gateway Road,
#01-299,
Singapore 600133
19/201964661157http://www.sgpcredit.com.sg
130Shanmugan Moneylender Pte.
Ltd.
10, Jalan Besar,
#13-05A, Sim Lim Tower,
Singapore 208787
77/201962978574-
131Sighappi Achi Moneylender
(Sg) Pte. Ltd.
25, Norris Road,
#2,
Singapore 208267
76/201963417450-
132Sincere Moneylender Pte.
Ltd.
13 , Jalan Besar,
(Level 1 Only),
Singapore 208789
119/201962852261-
133Singa Credit Pte Ltd470, North Bridge Road,
#02-01, Bugis Cube,
Singapore 188735
146/201966946166http://www.singacredit.com
134Skm Credit Pte. Ltd.185, Toa Payoh Central,
#01-334,
Singapore 310185
27/201963365148http://www.skmcredit.sg
135Sme Care Pte. Ltd.5, Jalan Kilang Barat,
#07-02, Petro Centre,
Singapore 159349
132/201962710023http://www.smecare.com.sg
136Soon Seng Credit Pte. Ltd.711, Ang Mo Kio Avenue 8,
#01-3501A,
Singapore 560711
85/201962925693-
137Su Credit Pte. Ltd.175, Bencoolen Street,
#01-36, Burlington Square,
Singapore 189649
133/201966365644http://www.sucredit.com.sg
138Sumo Credit Pte. Ltd.190, Middle Road,
#02-06, Fortune Centre,
Singapore 188979
10/201963360766http://www.sumo.com.sg/developers
139Swift Credit Pte. Ltd.1, Sophia Road,
#01-37, Peace Centre,
Singapore 228149
171/201963830418http://www.swiftcredit.sg
140Synergy Credit Pte. Ltd.140, Upper Bukit Timah Road,
#02-18, Beauty World Plaza,
Singapore 588176
178/201964660049http://www.syncredit.com
141Tan & Jiang Enterprise Pte.
Ltd.
201D, Tampines Street 21,
#03-1155,
Singapore 524201
15/201967866098-
142The Moneylenders Pte. Ltd.7A, Tech Park Crescent,
Singapore 637839
134/201968628633http://www.skatool.com
143Tkm Creditz Pte. Ltd.43A, Campbell Lane,
#02-00,
Singapore 209915
52/201962938523-
144Tradition Credit Co Pte Ltd810, Geylang Road,
#01-81, City Plaza,
Singapore 409286
154/201968469108http://www.traditioncredit.com.sg
145Trillion Credit Solutions Pte.
Ltd.
I:
101, Upper Cross Street,
#01-26/A, People'S Park Centre,
Singapore 058357
Ii:
304, Orchard Road,
#02-12,
Singapore 238863
176/201965090111http://www.trillioncredit.com.sg
146Tur Mohar Money Lending Pte.
Ltd.
5001, Beach Road,
#07-39, Golden Mile Complex,
Singapore 199588
93/201962942219-
147U Credit (Pte.) Ltd.180, Bencoolen Street,
#01-19, The Bencoolen,
Singapore 189646
180/201963371768http://www.ucredit.sg
148Uk Credit (S) Pte. Ltd.210, New Upper Changi Road,
#01-723,
Singapore 460210
73/201964487448-
149Unilink Credit Pte. Ltd.35, Selegie Road,
#10-27, Parklane Shopping Mall,
Singapore 188307
174/201963380690http://www.unilinkcredit.com.sg
150Uniqcash Pte. Ltd.7A, Trengganu Street,
Singapore 058461
47/201969103483-
151United Credit Pte. Ltd.275, Thomson Road,
#01-21, Novena Regency,
Singapore 307645
90/201962220227http://www.unitedcredit.com.sg
152Unlimited Finance Pte. Ltd.162, Bukit Merah Central,
#01-3541,
Singapore 150162
173/201962994666http://www.unlimitedfinance.com.sg
153Vera Capital Pte. Ltd.302, Ubi Avenue 1,
#01-33B,
Singapore 400302
135/201967411011-
154Vm Credit Pte. Ltd.261, Waterloo Street,
#01-31, Waterloo Centre,
Singapore 180261
136/201964811788http://www.valuemaxcredit.com.sg
155Wah Leong Company (Private)
Limited
339, Jalan Besar,
Singapore 208984
2/202062970433-
156Winz Credit Pte. Ltd.I:
153, Serangoon North Avenue 1,
#01-530,
Singapore 550153
Ii:
Blk 124, Lorong 1 Toa Payoh,
#01-467,
Singapore 310124
138/201962526696-
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What to Know about Choosing the Best Private Licensed Money Lenders in Singapore

If you need to find a reliable licensed money lender Singapore, then you should first have a clear idea what these companies offer and ways to spot legal lenders to meet your needs. After all, dealing with illegal lenders can only cause you so much problems later on, and you might end up having tougher financial issues than when you first started working with them. So, read this guide to choosing licensed Singapore money lenders and make the best decision that you will never regret.

Find a reliable best licensed money lender in Singapore

What is a Licensed Money Lender?

A licensed money lender in Singapore is recognised and regulated by the Registry of Money Lenders. Ministry of Law has organised a list that monthly update the approved licensed money lenders in Singapore. These lenders possess valid and updated operational license that are in line with those that are posted at the Registrar of Money Lenders’ Office.

To bear this in mind, you should search for the license number from the moneylender’s website, then check if the numbers confirm with the companies indicated in the Registry of Moneylenders. This list serves the same purpose as Easy Credit, in which it identifies and outlines the credible moneylenders available in Singapore. This directory provides great assistance as it shortens the amount of time spent researching on the ideal lender that perfectly matches with your needs.

What is a Licensed Money Lender?

How Does Private Money Lender Work?

When you have selected a money lender, you are required to go through the application process. Basically, the standard loan procedures are very easy and simple. You can simply fill up the loan enquiry online via their platform or make a trip down to their office. As such, you can expect to get your personal loan or payday loan approved immediately in just a couple of minutes. All you need is to provide your relevant and valid personal information such as contact details, employment status, pay slip and other basic necessary supported documents that most money lenders would need in order to proceed with your loan application.

Whereas for the loan packages available, you have a selection of variety of credit offered by the legal authorised moneylender. Majority of the private money lenders in Singapore offer their potential borrowers a range of fast loan options, which include personal loans, payday loans, foreigner loans and a handful of others choices that caters to the borrowers’ needs. It is only a matter of deciding on the loan package that suits your concerns before signing and proceeding with the loan application.

How Does Money Lender Work?

What Ministry of Law – Registry of Moneylenders Want You to Know

The Registry of Moneylenders has updated its regulations and announced that loans are subjected to the following restrictions:

  • Lenders are not allowed to disclosed any information about their borrower without written consent;
  • Which includes your SingPass user ID and/or password.
  • With effect from 1 October 2015, moneylenders can only charge maximum interest rate of 4% per month.
  • Administrative fee of not more than 10% of the principle upon approval of the loan granted.
  • The maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.
  • Late repayment fee charge not exceeding $60 for each month.
  • Total borrowing amounts (which includes late fees, interest rate, late interest rate and etc) are not to be exceed more than 100% of the loan amount.

Should there be any such cases as listed above, you have the rights to complaint to Ministry of Law as you are protected by Moneylender Act. Know your rights and protect yourself. The complete Guide to Borrowing from Licensed Moneylenders can be found here.

Updated: 27 June, 2017

What MinLaw – Registry of Moneylenders Want You to Know

FAQs – Frequently Asked Questions About Money Lender

  1. What do I need to know before I take up a loan?
    You should understand what you are signing up for, understand what are your needs and understand the terms and conditions well. Also, you are legally obligated to fulfil the contract when signed.
  2. How do I get the loan?
    You can now [iphorm_popup id=”11″ name=”Apply Loan Form (Call Me)”]apply online[/iphorm_popup] to get in-principle approval first or head down to moneylender’s office if you want to get a quick loan as the staffs can attend to you immediately and process everything on the spot.
  3. Can I apply loan over the phone?
    According to the regulations, potential borrowers need to be physically present upon application, as the staffs need to obtain supporting documents such as your details. Majority of moneylender in Singapore do not offer any kind of loans over the phone
  4. How much can I borrow?
    For secured loans, you can obtain a loan of any amount. For unsecured loans, please refer to the table below for the total maximum amount that you may borrow at any time across all licensed moneylenders in Singapore:

Borrower’s Annual Income:

Less than S$10,000:

  • Loan Amount: S$3,000

At least $10,000 and less than S$20,000:

  • Loan Amount: S$3,000

At least S$20,000:

  • Loan Amount: Up to 6 x Monthly Income

Borrower’s Annual Income:

Less than S$10,000:

  • Loan Amount: S$1,500

At least $10,000 and less than S$20,000:

  • Loan Amount: S$3,000

At least S$20,000:

  • Loan Amount: Up to 6 x Monthly Income
FAQs – About Money Lender Singapore

Notes to Borrowers in Singapore

Notes to all borrowers when borrowing money from Licensed Money Lenders. It is essential to first determine the interest rates offered by the licensed moneylender before you make a final decision of taking out a personal loan / payday loan. Thus, it helps if you begin by comparing rates and guidelines that can help you determine if the terms offered will meet your current financial situation.

Prior to signing the agreement licensed lender, check if there are hidden fees, clauses or other details you need to know. Choose money lenders that offer affordable interest rates and reasonable repayment schedules. If there is anything unclear in the contract, simply clarify these details with your lender before signing up your loan application form.

Most importantly, be sure that you have the ability to make the loan repayment within the agreed date and fully understand completely the details presented in the contract before you sign anything with money lenders. The draft given to you by the moneylender should be written in a language that you can understand. If you need assistance, you may also want to consult a lawyer who can help explain the details to you. Blindly signing any contract may put you in deep trouble eventually. So, if there are doubtful items stipulated in the contract, you can always walk away and look for a better lender. After all, it is ultimately your choice whether to take out a loan from a particular lender or find another one that meets your concerns.

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