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Credit Hub Capital Pte. Ltd.

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List of Licensed Moneylenders in Singapore

[Updated: 1 November, 2019]

To make it hassle-free and quick way of finding all approved licensed money lenders in Singapore, we have consolidated the list in an easy and searchable manner for borrowers. The following is the list of updated valid licensed money lenders in Singapore as at 1st November, 2019, based on the complete list in PDF published on Ministry of Law website. Please feel free to contact us if there is any changes or if you spot any mistakes in this list.

Please Note: The Ministry of Law Singapore has implemented strict rules and regulations. To complete the loan process from Licensed Moneylenders, you are required to visit their official approved physical address as stated below. If you ever receive any loan offers via WhatsApp or SMS or FaceBook from any people claiming to be one of the licensed money lenders as stated in the list below and request to meet at other locations or willing to direct transfer money to your bank account without meet you in person. Please ignore them or report them to this Hotline at 1800-924-5664 (1800-X-AH-LONG) as they should be unlicensed/illegal money lenders aka loansharks.

Read This: To learn more about The Difference Between Licensed Moneylenders vs. Loan Sharks

Licensed Moneylenders Authorised by Ministry of Law Singapore

Licensed Moneylenders Listing Updated: 1st November, 2019

S/No.Moneylender NameBusiness AddressLicence No.TelephoneWebsite
11 2 Lend Pte. Ltd.1, Park Road,
#01-83/84, People's Park
Complex,
Singapore 059108
95/201964930160http://www.12lend.com.sg
2101 Credit Pte. Ltd.101, Upper Cross Street,
#01-24, People's Park Centre,
Singapore 058357
35/201962381018http://www.101personalloan.com.sg
31133 Moneylenders Pte. Ltd.262, Balestier Road,
#01-02, Okio,
Singapore 329714
120/201965561133http://www.1133moneylenders.sg
41Ap Capital Pte. Ltd.10, Anson Road,
#01-38A, International Plaza,
Singapore 079903
84/201965335335-
51St Capital Pte. Ltd.304, Orchard Road,
#04-1A/2, Lucky Plaza,
Singapore 238863
4/201967347700http://www.1stcapital.com.sg
61St Credit Sg Pte. Ltd.149, Rochor Road,
#01-07, Fu Lu Shou Complex,
Singapore 188425
112/201962665422http://www.moneylenderhub.com
71St Lg Credit Pte. Ltd.304, Orchard Road,
#02-29, Lucky Plaza,
Singapore 238863
79/201962996654http://www.moneylenderpro.com
8365 Credit Solutions Pte Ltd14, Scotts Road,
#03-64, Far East Plaza,
Singapore 228213
12/201962225500http://www.365credit.com.sg
996Bm Credit Pte. Ltd.302, Ubi Avenue 1,
#01-31,
Singapore 400302
70/201962935851-
10A1 Credit Sg Pte. Ltd.2, Havelock Road,
#02-08, Havelock2,
Singapore 059763
17/201963360833www.a1credit.sg.
11Abi Credit Pte Ltd185, Toa Payoh Central,
#01-320,
Singapore 310185
13/201963379719http://www.abicredit.sg
12Abk Leasing Pte. Ltd.13, North Bridge Road,
#01-3984, Golden Beach Vista,
Singapore 190013
88/201962242224-
13Abm Creditz Singapore Pte. Ltd.1, Park Road,
#01-12, People's Park
Complex,
Singapore 059108
69/201967373392www.abmcreditz.com.sg
14Accredit Pte. LimitedI:
503, Tampines Central 1,
#01-315,
Singapore 520503
Ii:
1187, Upper Serangoon Road,
#01-15, The Midtown,
Singapore 533971
Iii:
18, Jalan Membina,
#01-04, Tiong Bahru Court,
Singapore 164018
51/201962612662http://www.accreditloan.com
15Advance Cash Credit Pte. Ltd.304, Orchard Road,
#04-12/13, Lucky Plaza,
Singapore 238863
82/201962500848http://www.advancecashcreditonline.com.sg
16Advance Planners Credit Sg
Pte. Ltd.
220, Orchard Road,
#01-08, Midpoint Orchard,
Singapore 238852
83/201962351788www.bestmoneylender.sg
17Aero Credit Pte. Ltd.810, Geylang Road,
#02-15, City Plaza,
Singapore 409286
96/201968412136http://www.aerocredit.com.sg
18Ak Credit Corporation Pte.
Ltd.
2, Havelock Road,
#01-16, Havelock2,
Singapore 059763
147/201865359989http://www.akcredit.com.sg
19Akb Credit Pte. Ltd.69, Jalan Besar,
Singapore 208815
75/201962386116-
20Alles Autos Credit Pte. Ltd.133, New Bridge Road,
#01-34, Chinatown Point,
Singapore 059413
121/201965330300http://www.allesautoscredit.com
21Alpha 8 Pte. Ltd.449, Clementi Avenue 3,
#01-265,
Singapore 120449
67/201967333081www.alpha8credit.sg.
22Andal Enterprise Pte. Ltd.50, Tagore Lane,
#04-11A2, Entrepreneur
Centre,
Singapore 787494
62/201964026156-
23Ar Creditz Pte. Ltd.2, Havelock Road,
#01-21, Havelock2,
Singapore 059763
113/201964633302-
24Art Credit Pte. Ltd.238A, Serangoon Road,
#02,
Singapore 218085
68/201962922448-
25Avis Credit (Sg) Pte. Ltd.185, Toa Payoh Central,
#01-344,
Singapore 310185
59/201968832017-
26Ban King Credit (S) Pte. Ltd.705, Ang Mo Kio Avenue 8,
#01-2563,
Singapore 560705
80/201967437701http://www.sgmoneylender.sg
27Best Credit Sg Pte. Ltd.372, Bukit Batok Street 31,
#01-374, (Level 2),
Singapore 650372
137/201962725538http://www.bestcredit.sg
28Bliss Credit Pte. Ltd.11, Collyer Quay,
#03-24, The Arcade,
Singapore 049317
148/201963271334http://www.blisscredit.com.sg
29Bst Credit Pte. Ltd.131, Jurong Gateway Road,
#01-251,
Singapore 600131
149/201962991782http://www.bstcredit.com.sg
30Btb Creditz Pte. Ltd.810, Geylang Road,
#01-05/14, City Plaza,
Singapore 409286
114/201967487875http://www.btbcreditz.com.sg
31Bugis Credit Pte Ltd470, North Bridge Road,
#02-12, Bugis Cube,
Singapore 188735
31/201963459123http://www.reliablemoneylender.sg
32Capital Funds Investments Pte.
Ltd.
65, Ubi Crescent,
#06-07, Hola Centre,
Singapore 408559
166/201862817736http://www.loancfi.com
33Cash Check Singapore Pte. Ltd.726, Ang Mo Kio Avenue 6,
#01-4166,
Singapore 560726
122/201965381742http://www.cashcheck.com.sg
34Cash Direct Pte. Ltd.1187, Upper Serangoon Road,
#01-16, The Midtown,
Singapore 533971
101/201966351300http://www.cashdirect.sg
35Cash Mart Pte. Ltd.277, Balestier Road,
Singapore 329726
157/201863974111http://www.cashmart.sg
36Cashmax Credit Pte. Ltd.810, Geylang Road,
#01-56, City Plaza,
Singapore 409286
78/201962215480https://www.cashmax.com.sg
37Crawfort Pte. Ltd.1, North Bridge Road,
#01-35, High Street Centre,
Singapore 179094
97/201967778080http://www.crawfort.com.sg
38Credit 21 Pte. Ltd.10, Anson Road,
#01-07, International Plaza,
Singapore 079903
38/201962211811http://www.credit21.com.sg
39Credit 89 (Sg) Pte. Ltd.200, Jalan Sultan,
#04-21B, Textile Centre,
Singapore 199018
165/201863980909-
40Credit Assist Pte. Ltd.101, Upper Cross Street,
#01-15, People's Park Centre,
Singapore 058357
25/201965678869-
41Credit Culture Pte. Ltd.9, Craig Road,
#02-01,
Singapore 089669
57/201969217300http://www.creditculture.sg
42Credit Empire Enterprise Pte.
Ltd.
304, Orchard Road,
#02-103, Lucky Plaza,
Singapore 238863
36/201967337018http://www.creditempire.sg
43Credit Excel Capital Pte. Ltd.192, Waterloo Street,
#6F-03-05, Sky Line Building,
Singapore 187966
123/201963370055http://www.creditexcel.sg
44Credit Hub Capital Pte. Ltd.190, Middle Road,
#10-01A, Fortune Centre,
Singapore 188979
139/201963385115http://www.credithubcapital.sg
45Credit King Pte. Ltd.101, Upper Cross Street,
#01-27, (Part)& #B1-49 People's
Park Centre,
Singapore 058357
39/201962221788-
46Credit Matters Pte. Ltd.801, Geylang Road,
#02-01,
Singapore 389681
98/201966363233http://www.creditmatters.com.sg
47Credit Thirty3 Pte. Ltd.304, Orchard Road,
#02-88, Lucky Plaza,
Singapore 238863
1/201962922931http://www.creditthirty3.com.sg
48Credit Xtra Pte. Ltd.101, Upper Cross Street,
#01-05C, People's Park
Centre,
Singapore 058357
102/201963388829http://www.creditxtra.com.sg
49Creditmaster Pte. Ltd.1, Park Road,
#01-50, People's Park
Complex,
Singapore 059108
40/201967481338http://www.creditmaster.sg
50Dio Credit Pte. Ltd.810, Geylang Road,
#01-115/6, City Plaza,
Singapore 409286
150/201963966215http://www.diocredit.com.sg
51Elite Investment & Credit Pte.
Ltd.
799, Geylang Road,
#01-01,
Singapore 389680
89/201967444466http://www.eliteloans.com.sg
52Empire Global Pte. Ltd.513, Bishan Street 13,
#01-514,
Singapore 570513
41/201962591883http://www.applypersonalloans.sg
53Emvertex Credit (Sg) Pte. Ltd.200, Jalan Sultan,
#02-33, Textile Centre,
Singapore 199018
151/201962916868http://www.emvertexcredit.com
54Ethoz Protect Pte. Ltd.30, Bukit Batok Crescent,
Singapore 658075
164/201866547806http://www.ethozgroup.com
55Excel Credit (Pte.) Ltd.Blk 449, Clementi Avenue 3,
#01-241, (Plot B),
Singapore 120449
7/201962202937http://www.excelcredit.sg
56Ez Loan Pte. Ltd.I:
3, Beach Road,
#01-4853, Beach Road
Gardens,
Singapore 190003
Ii:
1, Tanjong Pagar Plaza,
#02-09,
Singapore 082001
21/201962222529http://www.ezloan.com.sg
57Ez Pte. Ltd.765, Geylang Road,
Singapore 389663
22/201964400822http://www.ezmoneylender.com.sg
58Fast Money Pte. Ltd.I:
101, Yishun Avenue 5,
#01-39,
Singapore 760101
Ii:
505, Tampines Central 1,
#01-341,
Singapore 520505
143/201962244749http://www.fastmoney.com.sg
59Fong Chin Capital Pte. Ltd.129, Bedok North Street 2,
#01-42,
Singapore 460129
124/201964455022http://www.fongchincapital.com.sg
60Fortune Credit Pte. Ltd.470, North Bridge Road,
#02-01A, Bugis Cube,
Singapore 188735
49/201967771887http://www.fortunecredit.com.sg
61Gain Credit Pte. Ltd.807, Yishun Ring Road,
#01-4197,
Singapore 760807
146/201864380113l
eng
https://gaincredit.co
62Galaxy Credit And Investments
Pte Ltd
709, Ang Mo Kio Avenue 8,
#01-2595,
Singapore 560709
158/201864382322http://www.galaxycredit.com.sg
63Gm Creditz Pte. Ltd.111, North Bridge Road,
#01-41, Peninsula Plaza,
Singapore 179098
115/201965881886http://www.gmcreditz.com
64Gold Allianze Capital Private
Limited
1, Rochor Canal Road,
#01-03, Sim Lim Square,
Singapore 188504
42/201963386956http://www.goldallianze.com.sg
65Golden Credit (S) Pte. Ltd.101, Upper Cross Street,
#01-05F, People's Park
Centre,
Singapore 058357
43/201962241300http://www.goldencredit.com.sg
66Goldstar Credit Pte. Ltd.I:
183, Toa Payoh Central,
#01-254,
Singapore 310183
Ii:
1187, Upper Serangoon Road,
#01-21, The Midtown,
Singapore 533971
144/201963840088http://www.goldstarcredit.co
67Gs Credit Pte. Ltd.1, Gateway Drive,
#06-08, Westgate,
Singapore 608531
125/201965630321http://www.jurongmoneylender.sg
68Gt Credit Pte. Ltd.178, Toa Payoh Central,
#01-202,
Singapore 310178
11/201967428154http://www.gtcredit.com.sg
69Gv Credit Pte Ltd101, Joo Chiat Road,
Gv Building,
Singapore 427395
126/201963450233-
70Happy Cash Pte. Ltd.465, North Bridge Road,
#01-5083,
Singapore 191465
28/201962914312http://www.88personalloansingapore.com
71Hersing Credit Pte Ltd21, Tampines Street 92,
#05-00, H C Design Centre,
Singapore 528891
127/201962722000-
72Hhl Credit Pte. Ltd.1, Rochor Canal Road,
#01-04, Sim Lim Square,
Singapore 188504
24/201967321998https://hhlcreditpl.com
73Hms Credit Pte Ltd189, Selegie Road,
#B1-11, Selegie Centre,
Singapore 188332
103/201963339061-
74Horison Credit Pte. Ltd.1, Park Road,
#01-15, People's Park
Complex,
Singapore 059108
58/201968442902-
75Hs Credit Pte. Ltd.3, Coleman Street,
#04-32, Peninsula Shopping
Complex,
Singapore 179804
87/201963377782-
76Hup Hoe Credit Pte. Ltd.1, Rochor Canal Road,
#01-01, Sim Lim Square,
Singapore 188504
116/201963969119http://www.huphoecredit.com.sg
77I-Credit Pte. Ltd.82, Lorong 23 Geylang,
#05-02, Atrix,
Singapore 388409
117/201962225222http://www.icredit.com.sg
78Ifs Consumer Services Private
Limited
10, Eunos Road 8,
#09-04, Singapore Post
Centre,
Singapore 408600
110/201963030306https://www.fridayfinance.sg
79Ignis Montis Pte. Ltd.704, Ang Mo Kio Avenue 8,
#01-2545,
Singapore 560704
91/201987882772-
80Ip Credit Pte. Ltd.185, Toa Payoh Central,
#01-332,
Singapore 310185
99/201962228993-
81Jd Credit Pte. Ltd.531, Upper Cross Street,
#01-38, Hong Lim Complex,
Singapore 050531
44/201962927717http://www.jdcredit.com.sg
82Jefflee Credit Pte. Ltd.131, Jurong Gateway Road,
#01-261,
Singapore 600131
128/201965155969http://www.jeffleecredit.com.sg
83Jml Credit Pte. Ltd.756, Upper Serangoon Road,
#04-13, Upper Serangoon
Shopping Centre,
Singapore 534626
65/201962821135-
84Jnb Credit Pte. Ltd.175, Bencoolen Street,
#01-25, Burlington Square,
Singapore 189649
92/201965541857-
85Jothi Moneylender Pte. Ltd.5001, Beach Road,
#07-63, Golden Mile Complex,
Singapore 199588
94/201962982511-
86Jr Credit (S) Pte. Ltd.304, Orchard Road,
#02-14, Lucky Plaza,
Singapore 238863
33/201967373022http://www.jrcredit.sg
87Kaiiron Pte. Ltd.111, North Bridge Road,
#05-15A, Peninsula Plaza,
Singapore 179098
86/201962621813-
88Karthik Money Lending Pte. Ltd.238, Serangoon Road,
Singapore 218085
61/201962918194-
89Katong Credit Pte. Ltd.304, Orchard Road,
#02-30/31, Lucky Plaza,
Singapore 238863
16/201962912210http://www.katongcredit.com.sg
90Kbb Credit Sd Private Limited111, North Bridge Road,
#01-35, Peninsula Plaza,
Singapore 179098
145/201962556998http://www.kbbcredit.sg
91Khalon & Gill Moneylenders
Pte. Ltd.
1, North Bridge Road,
#B1-25-A, High Street Centre,
Singapore 179094
152/201963921251-
92Kim Eng Finance (Singapore)
Pte Ltd
50, North Canal Road,
#03-01,
Singapore 059304
104/201962315219-
93Kr Rm Ramasamy Pte. Ltd.238A, Serangoon Road,
Singapore 218085
149/201862925506-
94Kst Credit Pte. Ltd.220, Orchard Road,
#01-01, Midpoint Orchard,
Singapore 238852
105/201962555225http://www.kstcredit.com.sg
95Lending Bee Pte. Ltd.I:
14, Scotts Road,
#02-44/45, Far East Plaza,
Singapore 228213
Ii:
213, Bedok North Street 1,
#01-111,
Singapore 460213
Iii:
190, Lorong 6 Toa Payoh,
#01-548,
Singapore 310190
Iv:
2, Venture Drive,
#24-026, Vision Exchange,
Singapore 608526
V:
2, Venture Drive,
#24-026, Vision Exchange,
Singapore 608526
54/201962191611www.lendingbee.com.sg
96Lian Fong Capital Pte. Ltd.96, Jalan Jurong Kechil,
Singapore 598599
147/201964683948-
97Magnus Credit Pte. Ltd.301, Ubi Avenue 1,
#01-279,
Singapore 400301
30/201963389891http://www.magnuscredit.com.sg
98Majestic Credit Pte. Ltd.101, Upper Cross Street,
#01-26B/G, People's Park
Centre,
Singapore 058357
6/201967772772http://www.majesticcredit.com.sg
99Max Credit Pte. Ltd.1, Sophia Road,
#01-15, Peace Centre,
Singapore 228149
106/201963364144http://www.maxcredit.sg
100Mm Credit Pte. Ltd.217, Bedok North Street 1,
#01-63,
Singapore 460217
8/201962262207http://www.mmcredit.com.sg
101Monetium Credit (S) Pte. Ltd.10, Jalan Besar,
#01-01, Sim Lim Tower,
Singapore 208787
161/201867777775http://www.monetiumcredit.com.sg
102Moneyplus Capital Pte. Ltd.371, Beach Road,
#01-03, City Gate,
Singapore 199597
23/201965519052-
103Motor-Way Credit Pte Ltd1094, Lower Delta Road,
Motorway Building,
Singapore 169205
129/201964662200-
104Mwa Capital Pte. Ltd.3, Phillip Street,
#13-01, Royal Group Building,
Singapore 048693
141/201965572275-
105New Era Credit (S) Pte. Ltd.50, East Coast Road,
#02-58, Roxy Square,
Singapore 428769
107/201963458801-
106Oasis Credit Services Pte. Ltd.442, Clementi Avenue 3,
#01-87,
Singapore 120442
56/201967771121-
107On Line Credit Pte LtdBlk 210, New Upper Changi
Road,
#01-731, (Half Portion Only),
Singapore 460210
29/201964459166http://www.onlinecredit.com.sg
108Orange Credit Pte. Ltd.810, Geylang Road,
#01-91, City Plaza,
Singapore 409286
81/201967482320http://www.orangecredit.com.sg
109Ot Credit Pte. Ltd.135, Jurong Gateway Road,
#01-323,
Singapore 600135
118/201962920119-
110Phillip Credit Pte. Ltd.250, North Bridge Road,
#06-00, Raffles City Tower,
Singapore 179101
130/201968127072-
111Pit-Stop Credit (Sg) Pte. Ltd.200, Jalan Sultan,
#02-27A, Textile Centre,
Singapore 199018
64/201962971909-
112Pl Credit Pte. Ltd.77, High Street,
#09-15, High Street Plaza,
Singapore 179433
72/201963380807-
113Platinum Credit Pte. Ltd.1, Coleman Street,
#01-11, The Adelphi,
Singapore 179803
140/201963330888http://www.platinumcredit.com.sg
114Power Credit Enterprise Pte.
Ltd.
1, Tras Link,
#01-11, Orchid Hotel,
Singapore 078867
150/201862865389http://www.powercreditsg.com
115Pr Vr Capital Pte. Ltd.77, High Street,
#09-15, High Street Plaza,
Singapore 179433
71/201963380807-
116Prime Motor & Leasing Pte. Ltd.61, Ubi Avenue 2,
#01-03, Automobile Megamart,
Singapore 408898
131/201967419292-
117Prosper Credit Pte. Ltd.186, Toa Payoh Central,
#01-420,
Singapore 310186
108/201962262320-
118Qiannow Pte. Ltd.60, Paya Lebar Road,
#07-32, Paya Lebar Square,
Singapore 409051
111/20196387 8623-
119Quick Credit Pte Ltd2, Jurong East Street 21,
#04-01A, Imm Building,
Singapore 609601
34/201968996188http://www.quickcredit.com.sg
120Quickloan Pte. Ltd.10, Anson Road,
#01-15, International Plaza,
Singapore 079903
63/201962231788http://www.quickloan.com.sg
121Qv Credit Pte. Ltd.175A, Bencoolen Street,
#11-08, Burlington Square,
Singapore 189650
100/201968357775http://www.qvcredit.sg
122R2D Credit Pte. Ltd.Blk 846, Yishun Ring Road,
#01-3661,
Singapore 760846
14/201966351595http://www.r2dcredit.com.sg
123Rjs Credit Pte. Ltd.77, High Street,
#04-06, High Street Plaza,
Singapore 179433
66/201963394022-
124Rm Credit Pte. Ltd.2, Havelock Road,
#01-17, Havelock2,
Singapore 059763
156/201862355335www.rmcredit.com.sg.
125Rm R Credit Pte. Ltd.29A, Upper Dickson Road,
Singapore 207488
60/201963960676-
126S G Credit Pte. Ltd.33D, Benoi Road,
#03-00, Pioneer Lot,
Singapore 627788
109/201967320573-
127S P Credit Pte. Ltd.43A, Campbell Lane,
#02-00,
Singapore 209915
53/201962916396-
128S.E. Investment Pte. Ltd.135, Jurong Gateway Road,
#01-335,
Singapore 600135
151/201865693957http://www.seinvestment.com.sg
129Sands Credit Pte. Ltd.175, Bencoolen Street,
#01-06, Burlington Square,
Singapore 189649
142/201962250268http://www.sandscredit.com.sg
130Sgp Credit Singapore Pte. Ltd.133, Jurong Gateway Road,
#01-299,
Singapore 600133
19/201964661157http://www.sgpcredit.com.sg
131Shanmugan Moneylender Pte.
Ltd.
10, Jalan Besar,
#13-05A, Sim Lim Tower,
Singapore 208787
77/201962978574-
132Sighappi Achi Moneylender (Sg)
Pte. Ltd.
25, Norris Road,
#2,
Singapore 208267
76/201963417450-
133Sincere Moneylender Pte. Ltd.13 , Jalan Besar,
(Level 1 Only),
Singapore 208789
119/201962852261-
134Singa Credit Pte Ltd470, North Bridge Road,
#02-01, Bugis Cube,
Singapore 188735
146/201966946166http://www.singacredit.com
135Skm Credit Pte. Ltd.185, Toa Payoh Central,
#01-334,
Singapore 310185
27/201963365148http://www.skmcredit.sg
136Sme Care Pte. Ltd.5, Jalan Kilang Barat,
#07-02, Petro Centre,
Singapore 159349
132/201962710023http://www.smecare.com.sg
137Soon Seng Credit Pte. Ltd.711, Ang Mo Kio Avenue 8,
#01-3501A,
Singapore 560711
85/201962925693-
138Su Credit Pte. Ltd.175, Bencoolen Street,
#01-36, Burlington Square,
Singapore 189649
133/201966365644http://www.sucredit.com.sg
139Sumo Credit Pte. Ltd.190, Middle Road,
#02-06, Fortune Centre,
Singapore 188979
10/201963360766http://www.sumo.com.sg/developers
140Swift Credit Pte. Ltd.1, Sophia Road,
#01-37, Peace Centre,
Singapore 228149
152/201863830418http://www.swiftcredit.sg
141Synergy Credit Pte. Ltd.140, Upper Bukit Timah Road,
#02-18, Beauty World Plaza,
Singapore 588176
162/201864660049http://www.syncredit.com
142Tan & Jiang Enterprise Pte. Ltd.201D, Tampines Street 21,
#03-1155,
Singapore 524201
15/201967866098-
143The Moneylenders Pte. Ltd.7A, Tech Park Crescent,
Singapore 637839
134/201968628633http://www.skatool.com
144Tkm Creditz Pte. Ltd.43A, Campbell Lane,
#02-00,
Singapore 209915
52/201962938523-
145Tradition Credit Co Pte Ltd810, Geylang Road,
#01-81, City Plaza,
Singapore 409286
154/201968469108http://www.traditioncredit.com.sg
146Trillion Credit Solutions Pte.
Ltd.
I:
101, Upper Cross Street,
#01-26/A, People's Park
Centre,
Singapore 058357
Ii:
304, Orchard Road,
#02-12,
Singapore 238863
153/201865090111http://www.trillioncredit.com.sg
147Tur Mohar Money Lending Pte.
Ltd.
5001, Beach Road,
#07-39, Golden Mile Complex,
Singapore 199588
93/201962942219-
148U Credit (Pte.) Ltd.180, Bencoolen Street,
#01-19, The Bencoolen,
Singapore 189646
163/201863371768http://www.ucredit.sg
149Uk Credit (S) Pte. Ltd.210, New Upper Changi Road,
#01-723,
Singapore 460210
73/201964487448-
150Unilink Credit Pte. Ltd.35, Selegie Road,
#10-27, Parklane Shopping
Mall,
Singapore 188307
154/201863380690http://www.unilinkcredit.com.sg
151Uniqcash Pte. Ltd.7A, Trengganu Street,
Singapore 058461
47/201969103483-
152United Credit Pte. Ltd.275, Thomson Road,
#01-21, Novena Regency,
Singapore 307645
90/201962220227http://www.unitedcredit.com.sg
153Unlimited Finance Pte. Ltd.162, Bukit Merah Central,
#01-3541,
Singapore 150162
155/201862994666http://www.unlimitedfinance.com.sg
154Vera Capital Pte. Ltd.302, Ubi Avenue 1,
#01-33B,
Singapore 400302
135/201967411101-
155Vm Credit Pte. Ltd.261, Waterloo Street,
#01-31, Waterloo Centre,
Singapore 180261
136/201964811788http://www.valuemaxcredit.com.sg
156Wah Leong Company (Private)
Limited
339, Jalan Besar,
Singapore 208984
2/201962970433-
157Winz Credit Pte. Ltd.I:
153, Serangoon North
Avenue 1,
#01-530,
Singapore 550153
Ii:
Blk 124, Lorong 1 Toa Payoh,
#01-467,
Singapore 310124
138/201962526696-
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What to Know about Choosing the Best Private Licensed Money Lenders in Singapore

If you need to find a reliableย licensed money lender Singapore, then you should first have a clear idea what these companies offer and ways to spot legal lenders to meet your needs. After all, dealing with illegal lenders can only cause you so much problems later on, and you might end up having tougher financial issues than when you first started working with them. So, read this guide to choosing licensed Singapore money lenders and make the best decision that you will never regret.

Find a reliable best licensed money lender in Singapore

What is a Licensed Money Lender?

A licensed money lender in Singapore is recognised and regulated by the Registry of Money Lenders. Ministry of Law has organised a list that monthly update the approved licensed money lenders in Singapore. These lenders possess valid and updated operational license that are in line with those that are posted at the Registrar of Money Lendersโ€™ Office.

To bear this in mind, you should search for the license number from the moneylenderโ€™s website, then check if the numbers confirm with the companies indicated in the Registry of Moneylenders. This list serves the same purpose as Easy Credit, in which it identifies and outlines the credible moneylenders available in Singapore. This directory provides great assistance as it shortens the amount of time spent researching on the ideal lender that perfectly matches with your needs.

What is a Licensed Money Lender?

How Does Private Money Lender Work?

When you have selected a money lender, you are required to go through the application process. Basically, the standard loan procedures are very easy and simple. You can simply fill up the loan enquiry online via their platform or make a trip down to their office. As such, you can expect to get your personal loan or payday loan approved immediately in just a couple of minutes. All you need is to provide your relevant and valid personal information such as contact details, employment status, pay slip and other basic necessary supported documents that most money lenders would need in order to proceed with your loan application.

Whereas for the loan packages available, you have a selection of variety of credit offered by the legal authorised moneylender. Majority of the private money lenders in Singapore offer their potential borrowers a range of fast loan options, which include personal loans, payday loans, foreigner loans and a handful of others choices that caters to the borrowersโ€™ needs. It is only a matter of deciding on the loan package that suits your concerns before signing and proceeding with the loan application.

How Does Money Lender Work?

What Ministry of Law – Registry of Moneylenders Want You to Know

The Registry of Moneylenders has updated its regulations and announced that loans are subjected to the following restrictions:

  • Lenders are not allowed to disclosed any information about their borrower without written consent;
  • Which includes your SingPass user ID and/or password.
  • With effect from 1 October 2015, moneylenders can only charge maximum interest rate of 4% per month.
  • Administrative fee of not more than 10% of the principle upon approval of the loan granted.
  • The maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.
  • Late repayment fee charge not exceeding $60 for each month.
  • Total borrowing amounts (which includes late fees, interest rate, late interest rate and etc) are not to be exceed more than 100% of the loan amount.

Should there be any such cases as listed above, you have the rights to complaint to Ministry of Law as you are protected by Moneylender Act. Know your rights and protect yourself. The complete Guide to Borrowing from Licensed Moneylenders can be found here.

Updated: 27 June, 2017

What MinLaw โ€“ Registry of Moneylenders Want You to Know

FAQs – Frequently Asked Questions About Money Lender

  1. What do I need to know before I take up a loan?
    You should understand what you are signing up for, understand what are your needs and understand the terms and conditions well. Also, you are legally obligated to fulfil the contract when signed.
  2. How do I get the loan?
    You can now [iphorm_popup id=”11″ name=”Apply Loan Form (Call Me)”]apply online[/iphorm_popup] to get in-principle approval first or head down to moneylender’s office if you want to get a quick loan as the staffs can attend to you immediately and process everything on the spot.
  3. Can I apply loan over the phone?
    According to the regulations, potential borrowers need to be physically present upon application, as the staffs need to obtain supporting documents such as your details. Majority of moneylender in Singapore do not offer any kind of loans over the phone
  4. How much can I borrow?
    For secured loans, you can obtain a loan of any amount. For unsecured loans, please refer to the table below for the total maximum amount that you may borrow at any time across all licensed moneylenders in Singapore:

Borrowerโ€™s Annual Income:

Less than S$10,000:

  • Loan Amount: S$3,000

At least $10,000 and less than S$20,000:

  • Loan Amount: S$3,000

At least S$20,000:

  • Loan Amount: Up to 6 x Monthly Income

Borrowerโ€™s Annual Income:

Less than S$10,000:

  • Loan Amount: S$1,500

At least $10,000 and less than S$20,000:

  • Loan Amount: S$3,000

At least S$20,000:

  • Loan Amount: Up to 6 x Monthly Income
FAQs โ€“ About Money Lender Singapore

Notes to Borrowers in Singapore

Notes to all borrowers when borrowingย money from Licensed Money Lenders. It is essential to first determine the interest rates offered by the licensed moneylender before you make a final decision of taking out a personal loan / payday loan. Thus, it helps if you begin by comparing rates and guidelines that can help you determine if the terms offered will meet your current financial situation.

Prior to signing the agreement licensed lender, check if there are hidden fees, clauses or other details you need to know. Choose money lenders that offer affordable interest rates and reasonable repayment schedules. If there is anything unclear in the contract, simply clarify these details with your lender before signing up your loan application form.

Most importantly, be sure that you have the ability to make the loan repayment within the agreed date and fully understand completely the details presented in the contract before you sign anything with money lenders. The draft given to you by the moneylender should be written in a language that you can understand. If you need assistance, you may also want to consult a lawyer who can help explain the details to you. Blindly signing any contract mayย put you in deep trouble eventually. So, if there are doubtful items stipulated in the contract, you can always walk away and look for a better lender. After all, it is ultimately your choice whether to take out a loan from a particular lender or find another one that meets your concerns.

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