The Best Licensed Money Lender in Singapore2020-06-08T19:49:08+08:00

Ultimate Guide in Finding the Best Licensed Money Lenders in Singapore (2020)

Best Personal Loan Offers from Money Lenders (Singapore)

To make it hassle-free and quick way of finding all approved private licensed money lenders in Singapore, we have consolidated the list in an easy and searchable manner for borrowers. The following is the list of updated valid licensed money lenders in Singapore as at 1st June 2020, based on the complete list in PDF published on Ministry of Law website. Please feel free to contact us if there is any changes or if you spot any mistakes in this list.

Please Note: The Ministry of Law Singapore has implemented strict rules and regulations. To complete the loan process from Licensed Moneylenders, you are required to visit their official approved physical address as stated below. If you ever receive any loan offers via WhatsApp or SMS or FaceBook from any people claiming to be one of the licensed money lenders as stated in the list below and request to meet at other locations or willing to direct transfer money to your bank account without meet you in person. Please ignore them or report them to this Hotline at 1800-924-5664 (1800-X-AH-LONG) as they should be unlicensed/illegal money lenders aka loansharks.

Read This: To learn more about The Difference Between Licensed Moneylenders vs. Loan Sharks

List of Licensed Moneylenders Authorised by Ministry of Law Singapore

List of Licensed Moneylenders Updated: 1st June, 2020

No.Business NameBusiness AddressLincense No.TelephoneOfficial Website
1Crawfort Pte. Ltd.1, North Bridge
Road,
#01-35, High Street
Centre,
Singapore 179094
87/202067778080https://crawfort.com
21 2 Lend Pte. Ltd.1, Park Road,
#01-83/84, People'S
Park Complex,
Singapore 059108
72/202064930160www.12lend.sg
3101 Credit Pte. Ltd.101, Upper Cross
Street,
#01-24, People'S
Park Centre,
Singapore 058357
29/202062381018http://www.101personall
oan.com.sg
41133
Moneylenders
Pte. Ltd.
262, Balestier
Road,
#01-02, Okio,
Singapore 329714
120/201965561133http://www.1133moneyl
enders.sg
51Ap Capital Pte.
Ltd.
10, Anson Road,
#01-38A,
International
Plaza,
Singapore 079903
41/202065335335https://1apcapital.sg
61St Capital Pte.
Ltd.
304, Orchard Road,
#04-1A/2, Lucky
Plaza,
Singapore 238863
4/202067347700www.1stcapital.com.sg
71St Credit Sg Pte.
Ltd.
149, Rochor Road,
#01-07, Fu Lu Shou
Complex,
Singapore 188425
112/201962665422http://www.moneylender
hub.com
81St Lg Credit Pte.
Ltd.
304, Orchard Road,
#02-29, Lucky Plaza,
Singapore 238863
75/202062996654www.moneylenderpro.c
om
9365 Credit
Solutions Pte Ltd
14, Scotts Road,
#03-64, Far East
Plaza,
Singapore 228213
12/202062225500http://www.365credit.co
m.sg
1096Bm Credit Pte.
Ltd.
302, Ubi Avenue 1,
#01-31,
Singapore 400302
53/202062935851-
11A1 Credit Sg Pte.
Ltd.
2, Havelock Road,
#02-08, Havelock2,
Singapore 059763
23/202063360833http://www.a1credit.sg
12Abi Credit Pte Ltd185, Toa Payoh
Central,
#01-320,
Singapore 310185
16/202063379719http://www.abicredit.sg
13Abk Leasing Pte.
Ltd.
13, North Bridge
Road,
#01-3984, Golden
Beach Vista,
Singapore 190013
70/202062242224-
14Abm Creditz
Singapore Pte.
Ltd.
1, Park Road,
#01-12, People'S
Park Complex,
Singapore 059108
71/202067373392http://www.abmcreditz.c
om.sg
15Accredit Pte.
Limited
I:
503, Tampines
Central 1,
#01-315,
Singapore 520503
Ii:
1187, Upper
Serangoon Road,
#01-15, The
Midtown,
Singapore 533971
Iii:
18, Jalan Membina,
#01-04, Tiong Bahru
Court,
Singapore 164018
Iv:
743, Yishun Avenue
5,
#01-548, Nee Soon
Central Spring,
Singapore 760743
50/202062192662http://www.accreditloan.
com
16Advance Cash
Credit Pte. Ltd.
304, Orchard Road,
#04-12/13, Lucky
Plaza,
Singapore 238863
80/202062500848http://www.advancecas
hcreditonline.com.sg
17Aero Credit Pte.
Ltd.
810, Geylang Road,
#02-15, City Plaza,
Singapore 409286
86/202068414355http://www.aerocredit.co
m.sg
18Ak Credit
Corporation Pte.
Ltd.
2, Havelock Road,
#01-16, Havelock2,
Singapore 059763
155/201965359989Www.akcredit.com.sg
19Akb Credit Pte.
Ltd.
69, Jalan Besar,
Singapore 208815
69/202062386116WWW.AKBMONEYLEN
DERS.COM.SG
20Alles Autos
Credit Pte. Ltd.
133, New Bridge
Road,
#01-34, Chinatown
Point,
Singapore 059413
121/201965330300www.allesautoscredit.co
m
21Alpha 8 Pte. Ltd.449, Clementi
Avenue 3,
#01-265,
Singapore 120449
52/202067333081Alpha8.com.sg
22Andal Enterprise
Pte. Ltd.
50, Tagore Lane,
#04-11A2,
Entrepreneur
Centre,
Singapore 787494
55/202069705602-
23Ar Creditz Pte.
Ltd.
2, Havelock Road,
#01-21, Havelock2,
Singapore 059763
113/201964633302-
24Art Credit Pte.
Ltd.
238A, Serangoon
Road,
#02,
Singapore 218085
54/202062922448-
25Avis Credit (Sg)
Pte. Ltd.
185, Toa Payoh
Central,
#01-344,
Singapore 310185
42/202068832017http://avismoneylender.
com.sg
26Ban King Credit (S)
Pte. Ltd.
705, Ang Mo Kio
Avenue 8,
#01-2563,
Singapore 560705
76/202067437701http://www.sgmoneylen
der.sg
27Best Credit Sg
Pte. Ltd.
372, Bukit Batok
Street 31,
#01-374, (Level 2),
Singapore 650372
137/201962725538http://www.bestcredit.sg
28Bliss Credit Pte.
Ltd.
11, Collyer Quay,
#03-24, The Arcade,
Singapore 049317
148/201963271334www.blisscredit.com.sg
29Bst Credit Pte.
Ltd.
131, Jurong
Gateway Road,
#01-251,
Singapore 600131
149/201962991782http://www.bstcredit.co
m.sg
30Btb Creditz Pte.
Ltd.
810, Geylang Road,
#01-05/14, City
Plaza,
Singapore 409286
114/201967487875http://www.btbcreditz.co
m.sg
31Bugis Credit Pte
Ltd
470, North Bridge
Road,
#02-12, Bugis Cube,
Singapore 188735
30/202063459123https://www.bugiscredit.
sg/
32Capital Funds
Investments Pte.
Ltd.
65, Ubi Crescent,
#06-07, Hola
Centre,
Singapore 408559
165/201962817736www.loancfi.com.sg
33Cash Check
Singapore Pte.
Ltd.
726, Ang Mo Kio
Avenue 6,
#01-4166,
Singapore 560726
122/201965381742www.cashcheck.com.sg
34Cash Direct Pte.
Ltd.
1187, Upper
Serangoon Road,
#01-16, The
Midtown,
Singapore 533971
101/201966351300http://www.cashdirect.s
g
35Cash Mart Pte.
Ltd.
277, Balestier
Road,
Singapore 329726
182/201963974111www.cashmart.sg
36Cashmax Credit
Pte. Ltd.
810, Geylang Road,
#01-56, City Plaza,
Singapore 409286
74/202062215480www.cashmax.com.sg
37Credit 21 Pte. Ltd.10, Anson Road,
#01-07,
International
Plaza,
Singapore 079903
57/202062211811http://www.credit21.com
.sg
38Credit 89 (Sg) Pte.
Ltd.
200, Jalan Sultan,
#04-21B, Textile
Centre,
Singapore 199018
179/201963980909-
39Credit Assist Pte.
Ltd.
101, Upper Cross
Street,
#01-15, People'S
Park Centre,
Singapore 058357
24/202065678869-
40Credit Culture
Pte. Ltd.
31A, Keong Saik
Road,
Singapore 089138
68/202069217300https://creditculture.sg
41Credit Empire
Enterprise Pte.
Ltd.
1, Park Road,
#01-16, People'S
Park Complex,
Singapore 059108
27/202067337018http://creditempire.sg/
42Credit Excel
Capital Pte. Ltd.
192, Waterloo
Street,
#6F-03-05, Sky Line
Building,
Singapore 187966
123/201963370055quickmoney.sg
43Credit Hub Capital
Pte. Ltd.
190, Middle Road,
#10-01A, Fortune
Centre,
Singapore 188979
139/201963385115https://credithubcapital.
sg
44Credit King Pte.
Ltd.
101, Upper Cross
Street,
#01-27, (Part)& #B1-
49 People'S Park
Centre,
Singapore 058357
39/202062221788-
45Credit Matters
Pte. Ltd.
801, Geylang Road,
#02-01,
Singapore 389681
84/202066363233http://www.creditmatters
.com.sg
46Credit Thirty3 Pte.
Ltd.
304, Orchard Road,
#02-88, Lucky Plaza,
Singapore 238863
1/202062922931www.creditthirty3.com.s
g
47Credit Xtra Pte.
Ltd.
101, Upper Cross
Street,
#01-05C, People'S
Park Centre,
Singapore 058357
102/201963388829www.creditxtra.com.sg
48Creditmaster Pte.
Ltd.
1, Park Road,
#01-50, People'S
Park Complex,
Singapore 059108
37/202067481338http://www.creditmaster.
sg
49Dio Credit Pte. Ltd.810, Geylang Road,
#01-115/6, City
Plaza,
Singapore 409286
150/201963966215diocredit.com.sg
50Elite Investment &
Credit Pte. Ltd.
799, Geylang Road,
#01-01,
Singapore 389680
81/202069707161elitemoneylenders.com
51Empire Global Pte.
Ltd.
513, Bishan Street
13,
#01-514,
Singapore 570513
36/202062591883http://www.applyperson
alloans.sg
52Emvertex Credit
(Sg) Pte. Ltd.
200, Jalan Sultan,
#02-33, Textile
Centre,
Singapore 199018
151/201962916868www.emvertexcredit.co
m
53Excel Credit (Pte.)
Ltd.
Blk 449, Clementi
Avenue 3,
#01-241, (Plot B),
Singapore 120449
3/202062202937www.excelcredit.sg
54Ez Loan Pte. Ltd.I:
3, Beach Road,
#01-4853, Beach
Road Gardens,
Singapore 190003
Ii:
1, Tanjong Pagar
Plaza,
#02-49,
Singapore 082001
21/202062222529http://www.ezloan.com.
sg
55Ez Pte. Ltd.765, Geylang Road,
Singapore 389663
18/202064400822http://www.ezmoneylen
der.com.sg
56Fast Money Pte.
Ltd.
I:
101, Yishun Avenue
5,
#01-39,
Singapore 760101
Ii:
505, Tampines
Central 1,
#01-341,
Singapore 520505
143/201962244749https://fastmoney.com.s
g/
57Fong Chin Capital
Pte. Ltd.
129, Bedok North
Street 2,
#01-42,
Singapore 460129
124/201964455022http://www.fongchincapi
tal.com.sg
58Fortune Credit
Pte. Ltd.
470, North Bridge
Road,
#02-01A, Bugis
Cube,
Singapore 188735
33/202067771887http://www.fortunecredit
.com.sg
59Gain Credit Pte.
Ltd.
807, Yishun Ring
Road,
#01-4197,
Singapore 760807
172/201964380113gaincredit.com.sg
60Galaxy Credit And
Investments Pte
Ltd
709, Ang Mo Kio
Avenue 8,
#01-2595,
Singapore 560709
181/201964382322https://galaxycredit.com
.sg/
61Gm Creditz Pte.
Ltd.
111, North Bridge
Road,
#01-41, Peninsula
Plaza,
Singapore 179098
115/201965881886https://www.gmcreditz.c
om.sg/
62Gold Allianze
Capital Private
Limited
1, Rochor Canal
Road,
#01-03, Sim Lim
Square,
Singapore 188504
43/202063386956http://www.goldallianze.
com.sg
63Golden Credit (S)
Pte. Ltd.
101, Upper Cross
Street,
#01-05F, People'S
Park Centre,
Singapore 058357
38/202062241300www.goldencredit.com.
sg
64Goldstar Credit
Pte. Ltd.
I:
183, Toa Payoh
Central,
#01-254,
Singapore 310183
Ii:
1187, Upper
Serangoon Road,
#01-21, The
Midtown,
Singapore 533971
144/201963840088https://goldstarcredit.co/
65Gs Credit Pte. Ltd.1, Gateway Drive,
#06-08, Westgate,
Singapore 608531
125/201965630321Jurongmoneylender.sg
66Gt Credit Pte. Ltd.178, Toa Payoh
Central,
#01-202,
Singapore 310178
15/202067428154http://www.gtcredit.com.
sg
67Gv Credit Pte Ltd101, Joo Chiat
Road,
Gv Building,
Singapore 427395
126/201963450233-
68Happy Cash Pte.
Ltd.
465, North Bridge
Road,
#01-5083,
Singapore 191465
20/202062914312http://lowinterestloan.co
m.sg
69Hersing Credit
Pte Ltd
21, Tampines
Street 92,
#05-00, H C Design
Centre,
Singapore 528891
127/201962722000-
70Hhl Credit Pte.
Ltd.
1, Rochor Canal
Road,
#01-04, Sim Lim
Square,
Singapore 188504
13/202067321998http://hhlcreditpl.com
71Hms Credit Pte Ltd1, Sophia Road,
#03-39, Peace
Centre,
Singapore 228149
103/201963339061www.hmsmoney.com
72Horison Credit
Pte. Ltd.
1, Park Road,
#01-15, People'S
Park Complex,
Singapore 059108
7/202068442902https://www.horisonmon
eylender.com.sg
73Hs Credit Pte. Ltd.3, Coleman Street,
#04-32, Peninsula
Shopping Complex,
Singapore 179804
51/202063377782-
74Hup Hoe Credit
Pte. Ltd.
1, Rochor Canal
Road,
#01-01, Sim Lim
Square,
Singapore 188504
116/201962549441http://www.huphoecredit
.com.sg
75I-Credit Pte. Ltd.82, Lorong 23
Geylang,
#05-02, Atrix,
Singapore 388409
117/201962225222www.icredit.com.sg
76Ifs Consumer
Services Private
Limited
10, Eunos Road 8,
#09-04, Singapore
Post Centre,
Singapore 408600
85/202063030306http://www.fridayfinance
.sg
77Ignis Montis Pte.
Ltd.
184, Toa Payoh
Central,
#01-352,
Singapore 310184
65/20206569777272https://ignismontis.com.
sg,https://ignismontis.co
m.sg/index.php
78Ip Credit Pte. Ltd.185, Toa Payoh
Central,
#01-332,
Singapore 310185
82/202062228993https://ipcredit.sg/
79Jd Credit Pte. Ltd.531, Upper Cross
Street,
#01-38, Hong Lim
Complex,
Singapore 050531
44/202062927717https://jdcredit.com.sg/
80Jefflee Credit
Pte. Ltd.
131, Jurong
Gateway Road,
#01-261,
Singapore 600131
128/201965155969http://www.jeffleecredit.
com.sg
81Jml Credit Pte.
Ltd.
756, Upper
Serangoon Road,
#04-13, Upper
Serangoon
Shopping Centre,
Singapore 534626
45/202062821135-
82Jnb Credit Pte.
Ltd.
175, Bencoolen
Street,
#01-25, Burlington
Square,
Singapore 189649
40/202065541857-
83Jothi
Moneylender Pte.
Ltd.
5001, Beach Road,
#07-63, Golden Mile
Complex,
Singapore 199588
77/202062982511-
84Jr Credit (S) Pte.
Ltd.
304, Orchard Road,
#02-14, Lucky Plaza,
Singapore 238863
34/202067373022WWW.JRCREDIT.SG
85Kaiiron Pte. Ltd.111, North Bridge
Road,
#05-15A, Peninsula
Plaza,
Singapore 179098
58/202062621813Kaiiron.com
86Karthik Money
Lending Pte. Ltd.
238, Serangoon
Road,
Singapore 218085
61/202062918194-
87Katong Credit Pte.
Ltd.
304, Orchard Road,
#02-30/31, Lucky
Plaza,
Singapore 238863
10/202062912210http://www.katongcredit.
com.sg
88Kbb Credit Sd
Private Limited
111, North Bridge
Road,
#01-35, Peninsula
Plaza,
Singapore 179098
145/201962556998https://kbbcredit.sg/
89Khalon & Gill
Moneylenders
Pte. Ltd.
1, North Bridge
Road,
#B1-25-A, High
Street Centre,
Singapore 179094
152/201963921251-
90Kim Eng Finance
(Singapore) Pte
Ltd
50, North Canal
Road,
#03-01,
Singapore 059304
104/201962315219-
91Kr Rm Ramasamy
Pte. Ltd.
238A, Serangoon
Road,
Singapore 218085
170/201962925506-
92Kst Credit Pte.
Ltd.
220, Orchard Road,
#01-01, Midpoint
Orchard,
Singapore 238852
105/201967277914https://www.kstcredit.sg
/
93Lending Bee Pte.
Ltd.
I:
14, Scotts Road,
#02-44/45, Far East
Plaza,
Singapore 228213
Ii:
190, Lorong 6 Toa
Payoh,
#01-548,
Singapore 310190
Iii:
213, Bedok North
Street 1,
#01-111,
Singapore 460213
Iv:
135, Jurong
Gateway Road,
#01-335,
Singapore 600135
73/202062428733http://www.lendingbee.c
om.sg
94Lian Fong Capital
Pte. Ltd.
96, Jalan Jurong
Kechil,
Singapore 598599
147/201964683948-
95Magnus Credit
Pte. Ltd.
301, Ubi Avenue 1,
#01-279,
Singapore 400301
25/202063389891www.magnuscredit.com
.sg
96Majestic Credit
Pte. Ltd.
101, Upper Cross
Street,
#01-26B/G, People'S
Park Centre,
Singapore 058357
5/202067277915http://www.majesticcred
it.com.sg
97Max Credit Pte.
Ltd.
1, Sophia Road,
#01-15, Peace
Centre,
Singapore 228149
106/201963364144http://www.maxcredit.sg
98Mm Credit Pte. Ltd.217, Bedok North
Street 1,
#01-63,
Singapore 460217
9/202062262207Mmcredit.com.sg
99Monetium Credit
(S) Pte. Ltd.
10, Jalan Besar,
#01-01, Sim Lim
Tower,
Singapore 208787
177/201967277912Www.monetiumcredit.c
om.sg
100Moneyplus Capital
Pte. Ltd.
371, Beach Road,
#01-03, City Gate,
Singapore 199597
17/20206591 8860www.moneyplus.com.s
g
101Motor-Way Credit
Pte Ltd
1094, Lower Delta
Road,
Motorway
Building,
Singapore 169205
129/201964662200https://motorway.com.s
g/
102Mwa Capital Pte.
Ltd.
3, Phillip Street,
#13-01, Royal
Group Building,
Singapore 048693
141/201965572275-
103New Era Credit (S)
Pte. Ltd.
50, East Coast
Road,
#02-58, Roxy
Square,
Singapore 428769
107/201963458801-
104Oasis Credit
Services Pte. Ltd.
442, Clementi
Avenue 3,
#01-87,
Singapore 120442
66/202067771121http://moneyloans.com.
sg/
105On Line Credit Pte
Ltd
Blk 210, New Upper
Changi Road,
#01-731, (Half
Portion Only),
Singapore 460210
11/202064459166www.onlinecredit.com.s
g
106Orange Credit
Pte. Ltd.
810, Geylang Road,
#01-91, City Plaza,
Singapore 409286
79/202067482320https://orangecredit.com
.sg
107Ot Credit Pte. Ltd.135, Jurong
Gateway Road,
#01-323,
Singapore 600135
118/201962920119Www.otcredit.com.sg
108Periakaruppan
Chettiar Pte. Ltd.
77, High Street,
#09-15, High Street
Plaza,
Singapore 179433
60/202066816494periakaruppanchettiar.c
om.sg
109Phillip Credit Pte.
Ltd.
250, North Bridge
Road,
#06-00, Raffles City
Tower,
Singapore 179101
130/201968127072-
110Pit-Stop Credit
(Sg) Pte. Ltd.
200, Jalan Sultan,
#02-27A, Textile
Centre,
Singapore 199018
62/202062971909www.pitstopcredit.com.
sg
111Platinum Credit
Pte. Ltd.
1, Coleman Street,
#01-11, The Adelphi,
Singapore 179803
140/201963330888www.platinumcredit.co
m.sg
112Power Credit
Enterprise Pte.
Ltd.
1, Tras Link,
#01-11, Orchid
Hotel,
Singapore 078867
169/201962865389Www.powercredit.com.
sg
113Pr Vr Capital Pte.
Ltd.
77, High Street,
#09-15, High Street
Plaza,
Singapore 179433
48/202063380807prvrcapital.com.sg
114Prime Motor &
Leasing Pte. Ltd.
61, Ubi Avenue 2,
#01-03, Automobile
Megamart,
Singapore 408898
131/201967419292-
115Prosper Credit
Pte. Ltd.
186, Toa Payoh
Central,
#01-420,
Singapore 310186
108/201962262320-
116Qiannow Pte. Ltd.60, Paya Lebar
Road,
#07-32, Paya Lebar
Square,
Singapore 409051
88/202063878623www.qiannow.com
117Quick Credit Pte
Ltd
2, Jurong East
Street 21,
#04-01A, Imm
Building,
Singapore 609601
28/202068996188http://www.quickcredit.c
om.sg
118Quickloan Pte.
Ltd.
10, Anson Road,
#01-15,
International
Plaza,
Singapore 079903
59/202062231788http://www.quickloan.co
m.sg
119Qv Credit Pte. Ltd.175A, Bencoolen
Street,
#11-08, Burlington
Square,
Singapore 189650
83/202068357775www.qvcredit.sg
120R2D Credit Pte.
Ltd.
Blk 846, Yishun
Ring Road,
#01-3661,
Singapore 760846
14/202066351595r2dcredit.com
121Raffles Credit Pte
Ltd
17A, Circular
Road,
Singapore 049373
31/202062351788https://www.rafflescredit
.com.sg/
122Rjs Credit Pte.
Ltd.
77, High Street,
#04-06, High Street
Plaza,
Singapore 179433
46/202063394022-
123Rm Credit Pte. Ltd.2, Havelock Road,
#01-17, Havelock2,
Singapore 059763
175/201962355335http://www.rmcredit.com
.sg
124Rm R Credit Pte.
Ltd.
29A, Upper Dickson
Road,
Singapore 207488
35/202063960676-
125S G Credit Pte. Ltd.33D, Benoi Road,
#03-00, Pioneer Lot,
Singapore 627788
109/201962615044-
126S P Credit Pte. Ltd.43A, Campbell
Lane,
#02-00,
Singapore 209915
67/202062916396-
127S.E. Investment
Pte. Ltd.
100, Eunos Avenue
7,
#03-25, San Teh
Industrial
Building,
Singapore 409572
160/201965693957http://www.seinvestmen
t.com.sg
128Sands Credit Pte.
Ltd.
175, Bencoolen
Street,
#01-06, Burlington
Square,
Singapore 189649
142/201962250268http://www.sandscredit.
com.sg
129Sgp Credit
Singapore Pte.
Ltd.
133, Jurong
Gateway Road,
#01-299,
Singapore 600133
8/202064661157http://www.sgpcredit.co
m.sg
130Shanmugan
Moneylender Pte.
Ltd.
10, Jalan Besar,
#13-05A, Sim Lim
Tower,
Singapore 208787
63/202062978574-
131Sighappi Achi
Moneylender (Sg)
Pte. Ltd.
25, Norris Road,
#2,
Singapore 208267
49/202063417450-
132Sincere
Moneylender Pte.
Ltd.
13 , Jalan Besar,
(Level 1 Only),
Singapore 208789
119/201962852261-
133Singa Credit Pte
Ltd
470, North Bridge
Road,
#02-01, Bugis Cube,
Singapore 188735
146/201966946166SINGACREDIT.COM
134Skm Credit Pte.
Ltd.
185, Toa Payoh
Central,
#01-334,
Singapore 310185
22/202063365148skmcredit.sg
135Sme Care Pte. Ltd.5, Jalan Kilang
Barat,
#07-02, Petro
Centre,
Singapore 159349
132/201962710023http://www.smecare.co
m.sg
136Soon Seng Credit
Pte. Ltd.
711, Ang Mo Kio
Avenue 8,
#01-3501A,
Singapore 560711
47/202062925693Soonsengml.com
137Su Credit Pte. Ltd.175, Bencoolen
Street,
#01-36, Burlington
Square,
Singapore 189649
133/201966365644www.sucredit.com.sg
138Sumo Credit Pte.
Ltd.
190, Middle Road,
#02-06, Fortune
Centre,
Singapore 188979
6/202063360766https://sumo.com.sg
139Swift Credit Pte.
Ltd.
1, Sophia Road,
#01-37, Peace
Centre,
Singapore 228149
171/201963830418www.swiftcredit.sg
140Synergy Credit
Pte. Ltd.
140, Upper Bukit
Timah Road,
#02-18, Beauty
World Plaza,
Singapore 588176
178/201964660049www.syncredit.com
141Tan & Jiang
Enterprise Pte.
Ltd.
201D, Tampines
Street 21,
#03-1155,
Singapore 524201
19/202067866098-
142The Moneylenders
Pte. Ltd.
7A, Tech Park
Crescent,
Singapore 637839
134/201968628633http://www.skatool.com
143Tkm Creditz Pte.
Ltd.
43A, Campbell
Lane,
#02-00,
Singapore 209915
26/202062938523-
144Tradition Credit
Co Pte Ltd
810, Geylang Road,
#01-81, City Plaza,
Singapore 409286
154/201968469108http://www.traditioncredi
t.com.sg
145Trillion Credit
Solutions Pte. Ltd.
I:
101, Upper Cross
Street,
#01-26/A, People'S
Park Centre,
Singapore 058357
Ii:
304, Orchard Road,
#02-12,
Singapore 238863
176/201965090111www.trillioncredit.com.s
g
146Tur Mohar Money
Lending Pte. Ltd.
5001, Beach Road,
#07-39, Golden Mile
Complex,
Singapore 199588
56/202062942219-
147U Credit (Pte.) Ltd.180, Bencoolen
Street,
#01-19, The
Bencoolen,
Singapore 189646
180/201963371768https://ucredit.sg/
148Uk Credit (S) Pte.
Ltd.
210, New Upper
Changi Road,
#01-723,
Singapore 460210
64/202064487448ukcredit.sg
149Unilink Credit Pte.
Ltd.
35, Selegie Road,
#10-27, Parklane
Shopping Mall,
Singapore 188307
174/201963380690http://www.unilinkcredit.
com.sg
150Uniqcash Pte. Ltd.7A, Trengganu
Street,
Singapore 058461
32/202069103483https://www.uniqcash.s
g/
151United Credit Pte.
Ltd.
275, Thomson
Road,
#01-21, Novena
Regency,
Singapore 307645
78/202062220227unitedcredit.com.sg
152Unlimited Finance
Pte. Ltd.
162, Bukit Merah
Central,
#01-3541,
Singapore 150162
173/201962994666www.unlimitedfinance.c
om.sg/
153Vera Capital Pte.
Ltd.
302, Ubi Avenue 1,
#01-33B,
Singapore 400302
135/201967411011vera.com.sg
154Vm Credit Pte. Ltd.261, Waterloo
Street,
#01-31, Waterloo
Centre,
Singapore 180261
136/201964811788https://www.valuemax.c
om.sg/moneylending/
155Wah Leong
Company (Private)
Limited
339, Jalan Besar,
Singapore 208984
2/202062970433
156Winz Credit Pte.
Ltd.
I:
153, Serangoon
North Avenue 1,
#01-530,
Singapore 550153
Ii:
Blk 124, Lorong 1
Toa Payoh,
#01-467,
Singapore 310124
138/201962526696-

What to Know about Choosing the Best Private Licensed Money Lenders in Singapore

If you need to find a reliable licensed money lender Singapore, then you should first have a clear idea what these companies offer and ways to spot legal lenders to meet your needs. After all, dealing with illegal lenders can only cause you so much problems later on, and you might end up having tougher financial issues than when you first started working with them. So, read this guide to choosing licensed Singapore money lenders and make the best decision that you will never regret.

Easy Loan for Borrowers Singapore

What is a Licensed Money Lender?

A licensed money lender in Singapore is recognised and regulated by the Registry of Money Lenders. Ministry of Law has organised a list that monthly update the approved licensed money lenders in Singapore. These lenders possess valid and updated operational license that are in line with those that are posted at the Registrar of Money Lenders’ Office.

To bear this in mind, you should search for the license number from the moneylender’s website, then check if the numbers confirm with the companies indicated in the Registry of Moneylenders. This list serves the same purpose as Easy Credit, in which it identifies and outlines the credible moneylenders available in Singapore. This directory provides great assistance as it shortens the amount of time spent researching on the ideal lender that perfectly matches with your needs.

What is a Licensed Money Lender?

How Does Private Money Lender Work?

When you have selected a money lender, you are required to go through the application process. Basically, the standard loan procedures are very easy and simple. You can simply fill up the loan enquiry online via their platform or make a trip down to their office. As such, you can expect to get your personal loan or payday loan approved immediately in just a couple of minutes. All you need is to provide your relevant and valid personal information such as contact details, employment status, pay slip and other basic necessary supported documents that most money lenders would need in order to proceed with your loan application.

Whereas for the loan packages available, you have a selection of variety of credit offered by the legal authorised moneylender. Majority of the private money lenders in Singapore offer their potential borrowers a range of fast loan options, which include personal loans, payday loans, foreigner loans and a handful of others choices that caters to the borrowers’ needs. It is only a matter of deciding on the loan package that suits your concerns before signing and proceeding with the loan application.

How Does Private Money Lender Work?

What Ministry of Law – Registry of Moneylenders Want You to Know

The Registry of Moneylenders has updated its regulations and announced that loans are subjected to the following restrictions:

  • Lenders are not allowed to disclosed any information about their borrower without written consent;
  • Which includes your SingPass user ID and/or password.
  • With effect from 1 October 2015, moneylenders can only charge maximum interest rate of 4% per month.
  • Administrative fee of not more than 10% of the principle upon approval of the loan granted.
  • The maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.
  • Late repayment fee charge not exceeding $60 for each month.
  • Total borrowing amounts (which includes late fees, interest rate, late interest rate and etc) are not to be exceed more than 100% of the loan amount.

Should there be any such cases as listed above, you have the rights to complaint to Ministry of Law as you are protected by Moneylender Act. Know your rights and protect yourself. The complete Guide to Borrowing from Licensed Moneylenders can be found here.

Updated: 27 June, 2017

What MinLaw – Registry of Moneylenders Want You to Know

FAQs – Frequently Asked Questions About Money Lender

You should understand what you are signing up for, understand what are your needs and understand the terms and conditions well. Also, you are legally obligated to fulfil the contract when signed.

You can now apply online to get in-principle approval first or head down to moneylender’s office if you want to get a quick loan as the staffs can attend to you immediately and process everything on the spot.

According to the regulations, potential borrowers need to be physically present upon application, as the staffs need to obtain supporting documents such as your details. Majority of moneylender in Singapore do not offer any kind of loans over the phone

For secured loans, you can obtain a loan of any amount. For unsecured loans, please refer to the table below for the total maximum amount that you may borrow at any time across all licensed moneylenders in Singapore:

For Singaporean / PR

Borrower’s Annual Income:

  • Less than S$10,000:
    Loan Amount: S$3,000
  • At least $10,000 and less than S$20,000:
    Loan Amount: S$3,000
  • At least S$20,000:
    Loan Amount: Up to 6 x Monthly Income

For Foreigner

Borrower’s Annual Income:

  • Less than S$10,000:
    Loan Amount: S$1,500
  • At least $10,000 and less than S$20,000:
    Loan Amount: S$3,000
  • At least S$20,000:
    Loan Amount: Up to 6 x Monthly Income
FAQs About Licensed Money Lender

Notes to Borrowers in Singapore

Notes to all borrowers when borrowing money from Licensed Money Lenders. It is essential to first determine the interest rates offered by the licensed moneylender before you make a final decision of taking out a personal loan / payday loan. Thus, it helps if you begin by comparing rates and guidelines that can help you determine if the terms offered will meet your current financial situation.

Prior to signing the agreement licensed lender, check if there are hidden fees, clauses or other details you need to know. Choose money lenders that offer affordable interest rates and reasonable repayment schedules. If there is anything unclear in the contract, simply clarify these details with your lender before signing up your loan application form.

Most importantly, be sure that you have the ability to make the loan repayment within the agreed date and fully understand completely the details presented in the contract before you sign anything with money lenders. The draft given to you by the moneylender should be written in a language that you can understand. If you need assistance, you may also want to consult a lawyer who can help explain the details to you. Blindly signing any contract may put you in deep trouble eventually. So, if there are doubtful items stipulated in the contract, you can always walk away and look for a better lender. After all, it is ultimately your choice whether to take out a loan from a particular lender or find another one that meets your concerns.

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